An account is a bank account managed by Helix belonging to a customer. To correlate a specific account in Helix to a specific account item in your system, use the tag property. An account is in contrast to an external account which is a customer bank account managed by a different financial institution.

Take me to the Account Endpoint Reference

account Object

Property	Data Type (length)	Description
`accessTypeCode`**	enum	The type of access the `customerId` has to the account. Valid values include: `FULL`: customer can do anything with the account; read, withdraw funds, deposit funds `RDONLY`: customer can read data associated with the account, but not edit the account itself, withdraw funds, or deposit funds `NONE`: customer can do nothing with the account.
`accountBalance`	decimal	Total balance of account, including funds that have holds placed on them. Represents all settled transactions on the account to date. This is the balance used for interest accrual calculations, if this is an interest-bearing account.
`accountId`	integer	Helix-assigned unique ID for the account
`accountMinimumBalance`	decimal	Lowest dollar amount the account can be overdrawn Example: `-100.00` Note*: Use of this feature must be enabled for your program by Q2 at the product level.
`accountNumber`	string (50)	Bank account number Generated during account creation. Note:* This field must be enabled by Q2
`accountNumberMasked`	string	Masked version of `accountNumber`
`availableBalance`	decimal	Balance available for immediate withdrawal. Settling a transaction for a DDA account will typically credit the `availableBalance` immediately. However, savings or FBO accounts may have a "deposit hold time" or a "new customer hold time", meaning there could be a length of time between when the transaction is settled and the corresponding funds are made available for withdrawal.
`balanceLastModifiedDate`	datetime	Most recent date any of the following were altered in any way: `accountBalance` `availableBalance` `pendingBalance`
`category`	string (50)	Freeform text for grouping accounts. Useful for grouping and trending in reports.
`closedDate`	datetime	Date the account was closed
`createdDate`	datetime	Date the account was created
`customField1`	string (50)	A property for holding client-defined data. There is no business logic in Helix for a custom field.
`customField2`	string (50)	A property for holding client-defined data. There is no business logic in Helix for a custom field.
`customField3`	string (50)	A property for holding client-defined data. There is no business logic in Helix for a custom field.
`customField4`	string (50)	A property for holding client-defined data. There is no business logic in Helix for a custom field.
`customField5`	string (50)	A property for holding client-defined data. There is no business logic in Helix for a custom field.
`customerId`	integer	Helix-assigned unique ID for of the customer who owns the account.
`customerPriority`**	integer	The priority of ownership the customer has for the account. Primary owner always has a `customerPriority` of 1. Joint owners have a `customerPriority` of 2 or higher. This value is unique and sequential amongst all active owners for a given account. Lower numbers indicate higher priority of ownership. Upon death of the primary owner, the joint account ownership will shift to the account owner with a `customerPriority` of 2, if any.
`firstDepositDate`	datetime	The date and time the first credit transaction settled on the account. Example: `'2021-01-07T19:00:59.761-06:00'`
`globalAccountAccessEnabled`	boolean	`true` for an account which can pull or push funds from all external accounts in your program. This property is read-only, assignable only by Helix or a bank user.
`isCloseable`	boolean	Indicates whether the account can be closed via /account/close. This property is assignable only at account creation time and cannot be updated.
`isJointAccount`**	boolean	`true` if `totalCustomers` > 1, `false` otherwise
`isLocked`	boolean	`true` if this account is locked. Read-only. An account can be locked via /account/lock, Admin Console or an automated process. An account can be unlocked via /account/unlock or Admin Console
`isPrimary`	boolean	Indicates whether the account is the primary account for the customer. Read-only. Automatically set when account is created.
`isPrimaryCustomer`**	boolean	`true` if `customerId` matches `primaryCustomerId`
`lastModifiedDate`	datetime	Date when the account was last altered in any way (excluding the balance properties -- see `balanceLastModifiedDate`)
`legalName1`	string (100)	Primary legal name used to identify the account
`legalName2`	string (100)	Secondary legal name used to identify the account (or a continuation of legalName1 if more characters are needed)
`lockReasonTypeCode`	enum	Reason the lock was applied to the account Valid values include: `UNK`: Unknown `FRD`: Fraud investigation `ADM`: Administrative `TMP`: Temporary `FRZ`: Freeze `SUS`: Suspected fraud `CO`: Credits only `RTN`: Return Risk `REC`: Recovery `DED`: Deceased `DOR`: Dormant
`lockTypeCode`	enum	Type of account lock Valid values include: `UNL`: Unlocked `CST`: Customer Locked (locked via the API. Or, if a user of the Admin Console specifies the lock can be removed via the API) `SYS`: System Locked (locked via the API, Admin Console or an automated process. Cannot be unlocked via the API)
`name`	string (50)	A caller-specified, user-friendly name for this account. Must be unique within a given customer .
`pendingBalance`	decimal	Balance of pending deposit transactions. When a pending deposit transaction settles, it will debit this balance. Deposit transactions, which settle immediately, will never affect this balance.
`primaryCustomerId`**	integer	The identification number of the primary owner for the account. By default, this is the `customerId` passed when /account/create is called.
`productId`	integer	The Helix-assigned unique ID of the product to which this account is associated. Configured products can be found on the `products` property of the program object.
`recurringContributionAmount`*	decimal	The amount to contribute on a recurring basis.
`recurringContributionEndDate`*	datetime	The earliest date on which future recurring contributions should end. Must be greater than the `recurringContributionStartDate` . If `recurringContributionEndDate` is in the past, this effectively disables recurring contributions. i.e. same behavior as though `recurringContributionType=None`.
`recurringContributionFromExternalAccountId`*	integer	The `externalAccountId` from which funds will be transferred on a recurring basis. Refers to an external account object.
`recurringContributionNextDate`*	datetime	The date the next recurring contribution is scheduled to occur. This property is read-only, but setting `recurringContributionStartDate` causes this date to change.
`recurringContributionStartDate`*	datetime	The earliest date on which future recurring contributions should start. Note if the day specified is less than or equal to "tomorrow", the first recurring contribution will occur the following period. So if today is the 8th and a value between 1 and 9 is specified, the first recurring contribution will happen the following period. If a value between 10 and 28 is specified, the first recurring contribution will happen during the current period. The value for the day portion of the date must be between 1 and 28.
`recurringContributionType`*	enum	The frequency with which recurring contributions occur. Possible values: `Monthly` `BiWeekly` `None` (default)
`regDWithdrawalCount`	integer	Count of withdrawals on a Savings product with RegD Fee enabled for current month. Increments per withdrawal transaction and if needed, based on product configuration, will create a single Fee transaction at month-end.
`routingNumber`	string	Routing Transit Number (RTN) is a nine-digit bank code used to identify the financial institution where bank account is held. Read-only. NOTE: This field must be enabled by Q2
`routingNumberMasked`	string	Masked version of `routingNumber`
`sourceLinks`	array	Reserved for future use
`status`	enum	Account status Valid values include: `Inactive` `Dormant` `PendingOpen` `Open` `PendingClosed` `Closed` Note: Once an account is closed, it cannot be re-opened.
`subCategory`	string (50)	Freeform text for grouping accounts. Useful for grouping and trending in reports.
`tag`	string (50)	A caller-specified, unique identifier for this account. Must be unique within your program.
`targetAmount`	decimal	Amount the customer wants the `availableAmount` to amount to
`targetDate`	datetime	Date on which the customer would like the `targetAmount` to be met
`targetLinks`	array	Reserved for future use
`targetMetDate`	datetime	The first date the `availableAmount` reached or exceeded the `targetAmount`. Since a customer may withdraw funds then deposit more funds without closing an account, it is possible to surpass the `targetAmount` multiple times. However, the `targetMetDate` is updated only the first time.
`targetMetPercent`	decimal	The percent of progress towards reaching the `targetAmount`. Essentially `availableBalance` / `targetAmount`. Rounded to 2 decimals of precision.
`totalCustomers`**	integer	The total number of customers with some type of access to the account.
`type`	enum	The type of the product associated with the account via `productId`. Possible values: `Checking` `Savings` (RegD restrictions apply) `Prepaid` `ForBenefitOf` (A more restrictive dda account)

*Property relates to Recurring Contribution functionality. This is an optional feature that must be enabled by Q2 and requires an additional subscription fee.

**Property relates to joint account functionality. Use of joint account functionality requires approval from your bank partner.