Record Type

string (1)

Left

1

The flag for the header row. Will always be H.

File Name

string (50)

Left

2

The name of this request file excluding path.
Format: yyyyMMddhhmm_DEBITCARDTRANSACTION.TXT
Example: 201809110304_DEBITCARDTRANSACTION.TXT

Record Count

integer (10)

Right

5

The number of records represented within the file. This field is zero-padded on the left side.
Example: 0000000872

File Created Date

datetime (34)

Left

62

The date the file was created. Follows same format as API.
Example: 2014-10-20T10:30:31.456-05:00
See data format guidelines

File Effective Date

datetime (34)

Left

96

The date to which the data in the file pertains. Follows same format as API.
Example: 2014-10-20T23:59:59.999-05:00
See data format guidelines

Transaction ID

long integer (19)

Right

1

The Helix-assigned unique ID for the transaction. This field is zero-padded on the left side.
Example: 0000000000000000872

Master ID

long integer (19)

Right

20

The unique identifier for a group of related transactions. This field is zero-padded on the left side.
Example: 0000000000000000899

Card ID

integer (10)

Right

39

The unique identifier for the card that the transaction occurred against. This field is zero-padded on the left side.
Example: 0000000872

PAN Last Four

string (4)

Left

49

The rightmost four digits of the 16-digit card number.

Cardholder First Name

string (64)

Left

53

The first name of the card holder.

Cardholder Middle Name

string (64)

Left

117

The middle name of the card holder.

Cardholder Last Name

string (128)

Left

181

The last name of the card holder.

Card Acceptor Location

string (25)

Left

309

The location of the merchant where the transaction originated.

Card Acceptor City

string (13)

Left

334

The city of the merchant where the transaction originated.

Card Acceptor State

string (2)

Left

347

The two character state code of the merchant where the transaction originated.

Card Acceptor Zip

string (9)

Left

349

The nine digit postal code of the merchant where the transaction originated.

Retrieval Reference Number

string (12)

Left

358

The Retrieval Reference Number (Field #37 from the ISO-8583 specification) as defined by the network provider. Useful when interfacing with the network provider's support tools or staff.

System Trace Audit Number

string (6)

Left

370

The System Trace Audit Number (Field #11 from the ISO-8583 specification) as defined by the network provider. Useful when interfacing with the network provider's support tools or staff.

Merchant ID

string (15)

Left

376

The Merchant Identifier (Field #42 from the ISO-8583 specification) as defined by the network provider. Useful to help identify a specific merchant uniquely.

Subtype Code

string (6)

Left

391

The Merchant Category Code of the merchant where the transaction originated. Categorizes merchants with similar lines of business together.

Merchant Group Code

string (6)

Left

397

The Merchant Group Code of the merchant where the transaction originated. This is a higher-level grouping construct for various Merchant Category Codes that all belong to the same "group" of businesses. Merchant Group Codes

Terminal ID

string (15)

Left

403

The identifier of the terminal at the merchant where the transaction originated.

Cashback Amount

int (10)

Right

418

The amount of cash given to the user as part of the transaction. This field is zero-padded on the left side and two decimals will be assumed, e.g., 0000002000 represents an amount of $20.00.

Surcharge Amount

int (10)

Right

428

The amount of the surcharge applied as part of the transaction. This field is zero-padded on the left side and two decimals will be assumed, e.g., 0000000250 represents an amount of $2.50.

Unverified Deposit Amount

int (10)

Right

438

The amount of the check deposit for this transaction. This field is zero-padded on the left side and two decimals will be assumed, e.g., 0000002000 represents an amount of $20.00.

Cash Deposit Amount

int (10)

Right

448

The amount of cash deposited for this transaction. This field is zero-padded on the left side and two decimals will be assumed, e.g., 0000002000 represents an amount of $20.00.

ATM Network Indicator

string (3)

Left

458

The network from which the transaction was acquired. See ATM Network Indicators for more information.

Network Provider Type ID

int (1)

Left

461

The id of card's network provider.

• 1: Shazam
• 2: VisaDps

Transaction Fee Amount

integer (10)

Right

462

The Total Transaction Fee Amount (Field #28 from the ISO-8583 specification). Contains the surcharge amount.

Settlement Fee Amount

integer (10)

Right

472

The Settlement Fee Amount (Field #29 from the ISO-8583 specification). Contains the surcharge amount in the issuer's currency.

Additional Fees CCA

integer (10)

Right

482

Additional Fees ICA

integer (10)

Right

492

Message Type Indicator

string (4)

Left

502

The four-digit message type identifier from the original request message.

Output Message Type Indicator

string (4)

Left

506

The four-digit message type identifier from the response message.

Output Response Code

string (2)

Left

510

The two-digit status code from the response message sent by Helix.

Acquirer Institution Country Code

string (3)

Left

512

3 digit numeric code for the country where the acquiring institution is located.

Authorization Identification Response

string (12)

Left

515

The authorization code for the transaction (Field #38 from the ISO-8583 specification).

Response Code

string (2)

Left

527

The code that defines the disposition of a message when present in a response, advice, or reversal.

• 00: Approved or completed successfully
• 01: Refer to card issuer
• 02: Refer to card issuer, special conditions
• 03: Invalid merchant
• 04: Pick-up card
• 05: Do not honor
• 06: Error
• 07: Pick-up card, special conditions
• 08: Honor with identification
• 09: Request in progress
• 10: Approved for partial amount
• 11: Approved (VIP)
• 12: Invalid transaction
• 13: Invalid amount
• 14: Invalid card number (no such number)
• 15: No such issuer
• 16: Approved, update Track 3
• 19: Re-enter transaction
• 20: Invalid response
• 23: Unacceptable transaction fee
• 24: File update not supported by receiver. Use only in 03xx messages.
• 25: Unable to locate record on file. Use only in 03xx messages.
  26: Duplicate file update record, no action. Use only in 03xx messages.
• 27: File update field edit error. Use only in 03xx messages. See Field 44 - Additional Response Data to determine the field number in error.
• 28: File update record locked out. Use only in 03xx messages
• 29: File update not successful, contact acquirer. Use only in 03xx messages.
• 30: Format error. See Field 44 - Additional Response Data to determine the field number in error.
• 31: Bank not supported by switch
• 33: Expired card, pick-up
• 34: Suspected fraud, pick-up
• 35: Card acceptor contact acquirer, pick-up
• 36: Restricted card, pick-up
• 37: Card acceptor call acquirer security, pick-up
• 38: Allowable PIN tries exceeded, pick-up
• 39: No credit amount
• 40: Requested function not supported
• 41: Lost card, pick-up
• 42: No universal account
• 43: Stolen card, pick-up
• 44: No investment account
• 45: Check Rejected - NSF
• 46: Check Rejected - Stop Payment
• 47: Check Rejected - Two Signatures Required
• 48: Check Rejected - Closed Account
• 49: Check Rejected - Other Reason
• 50: Check Rejected - Hold on Funds
• 51: Insufficient funds
• 52: No checking account
• 53: No savings account
• 54: Expired card
• 55: Incorrect PIN
• 56: No card record
• 57: Transaction not permitted to cardholder
• 58: Transaction not permitted to terminal
• 59: Suspected fraud
• 60: Card acceptor contact acquirer
• 61: Exceeds amount limit
• 62: Restricted card
• 63: Security violation
• 65: Exceeds frequency limit
• 66: Card acceptor call acquirer security
• 67: Hard capture, pick-up
• 75: Allowable number of PIN tries exceeded
• 76: Key synchronization error
• 87: Check already posted
• 88: Information not on file
• 89: Card verification value (CVV) verification failed (no pickup)
• 90: Cutoff is in progress
• 91: Issuer or switch is inoperative
• 92: Financial institution or intermediate network unknown for routing
• 93: Transaction cannot be completed, violation of law
• 94: Duplicate transaction
• 96: System malfunction
  D1 - NSF - Overdraft Fee Eligible
• LK: Cardholder Blocked
  R0 - Payment Cancellation Order
• R1: Revocation of Authorization Order
• R3: Preauthorized Payment Revocation Order (block all recurring transactions for closed account)
• X4: Consumer Transaction Controls Decline

PIN Validation Code

string (1)

Left

529

Indicates whether the entered PIN was Valid (1).

Additional Amounts Purchase

integer (10)

Right

530

The amount of the partial pay. This field is zero-padded on the left side, and two decimals will be assumed. e.g.: 000000000000832 represents an amount of $8.32.

Additional Amounts Gratuity

integer (10)

Right

540

The amount of gratuity provided when the transaction occurred. This field is zero-padded on the left side, and two decimals will be assumed. e.g.: 000000000000832 represents an amount of $8.32.

Advice Originator Code

string (1)

Left

550

(Field #60.2 - Advice Reason Codes, Position 1, from the ISO-8583 specification)
0: Not an advice. Position 2 (Advice_ReasonCode)must also be 0.
1:Advice originated by card acceptor
2: Advice originated by acquirer
3: Advice originated by stand-in agent

Advice Reason Code

string (1)

Left

551

The identifying reason for an advice and/or reversal.

Privately Definted Data Issuer Network ID Code

string (3)

Left

552

3 digit alpha code identifying the issuer network (This is separate from the acquirer network code)

Privately Defined Data Additional Transaction Element Fallback Indicator

string (1)

Left

555

The fallback indicator (Field #63.4, Position 5 from the ISO-8583 specification). Indicates whether the transaction was processed as magnetic stripe even though the card and terminal are EMV capable.

Privately Defined Data Processing Flag Special Transaction Indicator

string (1)

Left

556

The special transaction indicator (Field #63.7, Position 1 from the ISO-8583 specification).

• A: Payment Account Status Inquiry (ASI) Transaction
• B: Token account verification
• C: Cloud based payment/HCE
• D: Device Binding
• T: Tokenized Message
• V: Verified by Visa enrollment authorization request
• blank: No special transaction considerations

Privately Defined Data Processing Flag ISA Indicator

string (1)

Left

557

Visa International Service Assessment (ISA) Indicator (Field #63.7, Position 2 from the ISO-8583 specification), used to indicate whether a transaction is single or multi-currency.

• C: Single Currency ISA (0.8%)
• S: Multi-Currency ISA (1.0%)
• R: ISA assessed and rebated
• blank: Transaction does not qualify for fee assessment.

Privately Defined Data Processing Flag Partial Auth Indicator

string (1)

Left

558

Transaction eligibility for Partial Authorization Indicator (Field #63.7, Position 3 from the ISO-8583 specification).

• Y: Acquirer supports a partial authorization for transaction
• blank: Acquirer does not support a partial authorization for transaction

Privately Defined Data Risk Data Score Source

string (1)

Left

559

(Field #63.8, Position 1 from the ISO-8583 specification)

• 1: Online. If the card is currently in fraud monitoring suppression, 1 is the only possible value.
• 2: Online Plus
• 3: Real-Time
• blank: No Falcon processing

Privately Defined Data Risk Data Score Value

string (4)

Left

560

Numeric score generated by Falcon ranging from 0000 to 0999. Higher score indicates a greater likelihood of fraud. If the card is currently in fraud monitoring suppression, the Score Value is 9998 or 9999. This field is populated for Falcon Real-Time transactions only. (Field #63.8, Positions 2-5 from the ISO-8583 specification)

Privately Defined Data Risk Data Response Code

string (1)

Left

564

Response code generated by Falcon Expert (Field #63.8, Position 6 from the ISO-8583 specification)

• 0: No response code generated
• 1: Approve
• 2: Decline
• 3: Refer
• 4: Approve with identification
• 5: Pick up card
• blank: Card is currently in fraud monitoring suppression

Privately Defined Data Risk Data Falcon Reason 1

string (2)

Left

565

Falcon Reason 1 (Field #63.8, Positions 7-8 from the ISO-8583 specification)

• 00: No Code
• 01: Unusual Time
• 02: Unusual MCC
• 03: High Risk MCC
• 04: Suspicious High Dollar
• 05: Suspicious Dollar Amounts
• 06: Suspicious Geographic
• 07: Suspicious Apprv Decln
• 08: Suspicious Auth Velocity
• 09: Suspicious Post Velocity
• 10: Suspicious Transaction Type
• 11: Suspicious Account Info
• 12: Suspicious Keyed Activity
• 13: High Risk Keyed Activity
• 14: Suspicious ATM Cash
• 15: Suspicious non-ATM Cash
• 16: Suspicious Cash
• 17: Suspicious Phone
• 18: Suspicious Unattended Gas
• 19: Suspicious CAT Activity
• 20: High Risk MCC Amount
• 21: Suspicious Foreign Activity
• 22: CVV Expiration Date Mismatch
• 51: Suspicious Payment Activity
• 52: Suspicious Payment Amount
• 53: Suspicious Payment Amount Nums
• blank: Card is currently in fraud monitoring suppression

Privately Defined Data Risk Data Falcon Reason 2

string (2)

Left

567

Falcon Reason 2 (Field #63.8, Positions 9-10 from the ISO-8583 specification). See example values in _FalconReason1.

Privately Defined Data Risk Data Falcon Reason 3

string (2)

Left

569

Falcon Reason 3 (Field #63.8, Positions 11-12 from the ISO-8583 specification). See example values in _FalconReason1.

Privately Defined Data Risk Data Visa Risk Score

string (2)

Left

571

A value that indicates the degree of risk associated with the transaction. Higher values indicate higher authorization risk. Valid values: 01-99, blank if card is in fraud monitoring or data is not present. (Field #63.8, Positions 13-14 from the ISO-8583 specification).

Privately Defined Data Risk Data Visa Risk Reason

string (2)

Left

573

A code that represents the logic behind the _VisaRiskScore (Field #63.8, Positions 15-16 from the ISO-8583 specification).

Privately Defined Data Risk Data Visa Risk Condition Code 1

string (2)

Left

575

Contains a value relative to a high-risk Compromised Account Management System (CAMS) event. (Field #63.8, Positions 17-18 from the ISO-8583 specification).

Privately Defined Data Risk Data Visa Risk Condition Code 2

string (2)

Left

577

Contains the Compromised Event Reference (CER) ID assigned to a significant CAMS event. (Field #63.8, Positions 19-20 from the ISO-8583 specification).

Privately Defined Data Risk Data Visa Risk Condition Code 3

string (2)

Left

579

Reserved for future release

Privately Defined Data Risk Data VAA Condition Code 1 Rank

string (2)

Left

581

Grouping value assigned to VAA Risk Condition Code 1. (Field #63.8, Position 23 from the ISO-8583 specification).

• 0: Low Risk for Fraud
• 1: Medium Risk for Fraud
• 2: High Risk for Fraud
• blank: Card is currently in fraud monitoring suppression

Privately Defined Data Risk Data RTD Result Code

string (1)

Left

583

The Real Time Decisioning result code. (Field #63.8, Position 24 from the ISO-8583 specification)

• D: Transaction declined by RTD
• R: Transaction referred b RTD
• blank: No RTD result code provided

Privately Defined Data Risk Data Travel Status Indicator

string (1)

Left

584

Describes the cardholder's travel status. (Field #63.8, Position 34 from the ISO-8583 specification)

• A: Cardholder may be traveling, destination matches
• B: Cardholder may be traveling, destination unknown
• blank: Card is currently in fraud monitoring suppression

Text Info

string (255)

Left

585

Contents will vary based on ISO message type.

Track 2 Data Service Code

string (3)

Left

840

The Service Code encoded on Track 2 of the magnetic stripe

Card Acceptor Terminal Identification

string (8)

Left

843

The identification code of the device at the merchant that accepted the card information (Field #41 from the ISO-8583 specification).

CVV2 Presence Indicator

string (1)

Left

851

CVV2 Presence Indicator (Field #123, Usage 3, Position 3 from the ISO-8583 specification).

• 0: CVV2 Value is deliberately bypassed or is not provided by the merchant
• 1: CVV2 Value is present
• 2: CVV2 Value is on the card but is illegible
• 9: Cardholder states that the card has no CVV2 imprint

CVV2 Result

string (1)

Left

852

CVV2 Result (Field#123, Usage 3, Position 9 from the ISO-8583 specification).

• M: Match
• N: No Match
• P: Not Processed
• S: CVV2 should be on the card, but the merchant has indicated that CVV2 is not present
• U: Issuer is not certified and/or has not provided Visa with the encryption keys

Token

string (19)

Left

853

Payment Account Reference Number (PAR) with a maximum length of 29. This field only applies if PrivatelyDefinedData_ProcessingFlags=T

Token Assurance Level

string (2)

Left

872

Cardholder Verification Method. This field only applies if PrivatelyDefinedData_ProcessingFlags=T.

• 1: Unknown
• 2: None
• 3: Signature
• 4: Online PIN
• 5: Offline PIN or Passcode
• 6: Cardholder Device Code
• 7: Fingerprint biometric verified by cardholder device
• 8: Cardholder device pattern

Digital Wallet Token Requestor Type ID

integer (10)

Right

874

Digital Commerce Indicator. This field only applies if PrivatelyDefinedData_ProcessingFlags=T.

• 01: Visa Digital Commerce
• 10: Apple Pay
• 20: Google Pay
• 30: Samsung Pay
• 40: Visa Checkout (Click to Pay)
• 50: Facebook
• 60: Netflix
  Note: Other tokenized merchants may be undefined

Token Expiration Date

string (4)

Left

884

The year and month the token expires (YYMM). This field only applies if PrivatelyDefinedData_ProcessingFlags=T

Payment Account Reference Number

string (29)

Left

888

The Payment Account Reference Number

Merchant Category Code

string (4)

Left

917

The exact Merchant Category Codes value received from the network provider.

Card Acceptor Region Code

string (2)

Left

921

The region code of the card acceptor (Field #43, Positions 37-38 from the ISO-8583 specification).

Card Acceptor Country Code

string (2)

Left

923

The country code of the card acceptor (Field #43, Positions 39-40 from the ISO-8583 specification).

National Point Of Service Condition Terminal Unattended

string (1)

Left

925

Terminal Unattended (Field #58, Position 1 from the ISO-8583 specification).

• 0: Attended
• 1: Unattended

National Point Of Service Condition Terminal Operator

string (1)

Left

926

Terminal Operator (Field #58, Position 2 from the ISO-8583 specification).

• 0: Customer operated
• 1: Card acceptor-operated
• 2: Administrative

National Point Of Service Condition Terminal Premises

string (1)

Left

927

Terminal Premise (Field #58, Position 3 from the ISO-8583 specification).

• 0: On premise
• 1: On premise
• 3: Electronic commerce

National Point Of Service Condition Card Presentation

string (1)

Left

928

Presentation Type (Field #58, Position 4 from the ISO-8583 specification).

• 0: Customer present
• 1: Customer not present
• 2: Mail/Telephone Order
• 4: Recurring transaction
• 5: Installment Payment
• 6: Account top up
• 7: Pre-authorized purchase
• 9: Single transaction for Mail/telephone Order

National Point Of Service Condition Card Presence

string (1)

Left

929

Card Presence (Field #58, Position 5 from the ISO-8583 specification).

• 0: Card present
• 1: Card not present
• 8: Pre-authorized purchase

National Point Of Service Condition Card Retention

string (1)

Left

930

Card Retention (Field #58, Position 6 from the ISO-8583 specification).

• 0: Device does not have card retention capability
• 1: Device has card retention capability

National Point Of Service Condition Card Transaction

string (1)

Left

931

Card Transaction (Field #58, Position 7 from the ISO-8583 specification).

• 0: Original transaction/clearing
• 1: Incremental authorization
• 2: Delayed charges
• 3: No show
• 4: Merchant authorized transaction
• 5: Resubmission
• 6: Reauthorization

National Point Of Service Condition Security Condition

string (1)

Left

932

Security Condition (Field #58, Position 8 from the ISO-8583 specification).

• 0: No security concern
• 1: Suspected fraud
• 2: Identification verified
• 3: Secure Electronic Commerce transaction
• 4: Non-authorized security transaction at a 3-D Secure capable merchant. Merchant attempted to authenticate the cardholder using 3-D Secure.
• 5: Non-authenticated security transaction
• 6: Non-secure transaction
• 7: Non-authenticated security transaction at a SET capable merchant
• 8: CVV, dynamic CVV, or iCVV validated and valid
• 9: CVV, dynamic CVV, or iCVV validated and invalid

National Point Of Service Condition Terminal Type

string (2)

Left

933

Terminal Type (Field #58, Positions 9-10 from the ISO-8583 specification).

• 00: Administrative terminal
• 01: POS terminal
• 02: ATM
• 03: Home terminal
• 04: ECR
• 05: Dial terminal
• 06: Travelers check machine
• 07: Fuel machine
• 08: Scrip machine
• 09: Coupon machine
• 10: Ticket machine
• 11: Point-of-banking terminal
• 12: Teller
• 13: Franchise teller
• 14: Personal banking
• 15: Public utility
• 16: Vending
• 17: Self-service
• 18: Authorization
• 19: Payment
• 20: VRU
• 21: Smart phone
• 22: Interactive television
• 23: Personal Digital Assistant (PDA)
• 24: Screen Phone
• 25: Internet terminal
• 26: MICR terminal
• 27: Mobile acceptance solution

National Point Of Service Condition Terminal Entry Capability

string (1)

Left

935

Terminal Entry Capability Mode (Field #58, Position 11 from the ISO-8583 specification).

• 0: Unknown
• 1: Manual/no terminal
• 2: Magnetic stripe read
• 3: QR code
• 4: OCR
• 5: ICC
• 6: Key entered
• 9: File
• S: MICR reader
• T: Contactless
• U: Contactless via Mag Stripe Rules

Point Of Service PAN Entry Mode

string (2)

Left

936

The Point of Service PAN Entry Mode (Field #22, Positions 1-2 from the ISO-8583 specification). Useful when determining how the PAN was entered.

• 00: Unspecified
• 01: Manual
• 02: Magnetic stripe
• 03: Optical Code
• 04: OCR
• 05: Integrated circuit card
• 06: Manual (key-entered)
• 07: Contactless chip transaction using chip data rules
• 90: Full magnetic stripe read
• 81: Stored
• 82: Digitally stored/mobile/browser
• 84: MICR read
• 91: Contactless chip transaction using magnetic stripe data rules
• 95: Integrated circuit card, CVV may be unreliable

Point Of Service PIN Entry Mode

string (1)

Left

938

The Point of Service PIN Entry Mode (Field #22, Position 3 from the ISO-8583 specification). Useful when determining how the PIN was entered.

• 0: Unspecified
• 1: PIN entry capability
• 2: No PIN entry capability
• 6: PIN pad inoperative

Privately Defined Data Transaction Level Credential On File Indicator

string (1)

Left

939

Credential On File Indicator (Field #63.8, Position 2 from the ISO-8583 specification). Indicates whether a Credential on File is present.

• Y: Credential on File
• N: Not a Credential on File

Privately Defined Data Transaction Level Cryptocurrency Purchase Indicator

string (1)

Left

940

Cryptocurrency Purchase Indicator (Field #63.8, Position 5 from the ISO-8583 specification). Identifies Visa transactions used to purchase cryptocurrency.

• Y: Purchase of Cryptocurrency
• N: Not a Purchase of Cryptocurrency

AVS Result

string (1)

Left

941

Address Verification Service Result

• A: Address matches, ZIP code does not
• B: Street address match for international transaction, but postal code not verified due to incompatible formats
• C: Street address and postal code not verified for international transaction due to incompatible formats
• D: Street address and postal code match for international transaction
• G: Address information not verified for international transaction. Issuer is not an AVS participant, or AVS data was present in the request but issuer did not return an AVS result, or Visa performs AVS on behalf of the issuer and there was no address record on file for this account.
• I: Address information not verified
• M: Street address not verified
• N: Nothing matches
• P: Postal code match for international transaction, but street address not verified due to incompatible formats
• R: Retry, system unable to process
• U: No address data
• Y: Address and 5-digit ZIP code match
• Z: 5-digit postal/ZIP code matches, street address does not match or street address not included in request.

Card Control Tag

string (50)

Left

942

Tag of the card control that was evaluated against this authorization. Via IsoMessage.CardControlId.

Card Control Rule Tag

string (50)

Left

992

Tag of the rule that matched this authorization. Via IsoMessage.CardControlRuleId.

Card Control Rule Source

string (8)

Left

1042

Source of the card control rule that matched this authorization. Possible values:

• Customer
• Program
• NULL

Card Control Result

integer (1)

Left

1050

Result of executing the matched card control rule. Possible values:
0: Declined
1: Allowed
NULL: Non-matched control or rule

In Auth Helix Result

integer (2)

Right

1051

Helix result from In Auth processing. Possible values:
1: Success
2: Error
3: Timeout
4: Customer token not set
5: Program HTTP error
6: Unknown timeout

In Auth Program Result

integer (2)

Right

1053

Program result from In Auth processing. Possible values:
1: Approve
2: Decline
3: Abstain

In Auth Program Response Duration in MS

integer (10)

Right

1055

Program response duration in milliseconds for In Auth.

Tap To Phone Indicator

string (4)

Right

1065

Tap to Phone Indicator result. Possible values:
0001: Tap-to-Phone Indicator

Privately Defined Data Risk Data Mastercard Fraud Score

string (3)

Left

1079

Available if client participates in a Mastercard or non-Visa Network Fraud Scoring service.

Valid value: 000-999, XXX, or ZZZ

000: Actual score (where 999 is more likely to be fraudulent than a score of 000)
XXX: Unable to return scores
ZZZ: Fraud server is unavailable

Privately Defined Data Risk Data Mastercard Risk Condition 1

string (2)

Left

1082

Available if client participates in Mastercard Fraud Scoring service.

Values:
NL: (Network Monitor Alert Only)
NM: (Network Monitor)
XX: Suspicious transaction
YY: Four or more swiped transactions on a self-service terminal in the past two days
ZZ: Suspicious activity during the past three days

Privately Defined Data Risk Data Mastercard Risk Condition 2

string (2)

Left

1084

Available if client participates in Mastercard Fraud Scoring service.

Values:
00: No suspicious activity
01: Suspicious pattern of transaction amounts–cardholder
02: Suspicious pattern of account activity at device or merchant
03: Suspicious pattern of geographical distances between transaction locations
04: Unusual amount or number of transaction fees
05 Unusual transaction frequency–account
06: Suspicious geographic location of transactions
07: Suspicious pattern of transaction merchant categories–account
08: Unusual/Suspicious pattern of transaction amounts–device
09: High/Unusual transaction frequency–device
10: Suspicious pattern of transaction time
11: Unusual/abnormal transmitted data

Privately Defined Data Risk Data Mastercard Fraud Score Reason

string (2)

Left

1086

Available if client participates in Mastercard Fraud Scoring service.

Values:
00: No suspicious activity
01: Suspicious pattern of transaction amounts–cardholder
02: Suspicious pattern of account activity at device or merchant
03: Suspicious pattern of geographical distances between transaction locations
04: Unusual amount or number of transaction fees
05: Unusual transaction frequency–account
06: Suspicious geographic location of transactions
07: Suspicious pattern of transaction merchant categories–account
08: Unusual/Suspicious pattern of transaction amounts–device
09 High/Unusual transaction frequency–device
10: Suspicious pattern of transaction time
11: Unusual/abnormal transmitted data

Context ID

string (36)

Right

1088

Guid Correlation Identifier for card message (aka correlationIdfor In Auth)