Card Transaction File

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This is an extension file

This file is an extension of the master Posted Transaction File and is meant to provide additional data points for card transactions. A single event will appear in both files and share the same TransactionId.

Card Transaction File Definition

The Card Transaction File is created by Helix on a daily basis. It has the following properties:

  1. Fixed-length
  2. ANSI encoded
  3. Line endings are Windows-style CarriageReturn + LineFeed (\r\n, or 0x0D0A)
  4. File will be available in the relative directory of /PostedTransaction
  5. File name follows a specific, case-sensitive pattern of: yyyyMMddhhmm_DEBITCARDTRANSACTION.TXT

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Format Disclaimer
Helix reserves the right to append new field(s) to the end of any Header or Content line without notice. This is to allow new data points to be added as needed in a timely fashion.

Implementation Note
Your code should be written such that unexpected characters after the "last" field but prior to the end of each line should be ignored. That is, if the file is documented as being 872 bytes per line, receiving a file with 984 bytes per line should not disrupt your processing. This applies to both Header and Content lines.

File Name Disclaimer
The date in file name should be used as a guideline for human eyes only. Any date-related programmatic dependencies should rely on the FileCreatedDate or FileEffectiveDate contained within the header line of each file, as these will be precise to the second and will be in the appropriate timezone.

Header Row

PropertyData Type (Length)AlignmentStart PositionDescription
RecordTypestring (1)Left1The flag for the header row. Will always be H.
FileNamestring (50)Left2The name of this request file excluding path.
Format: yyyyMMddhhmm_DEBITCARDTRANSACTION.TXT
Example: 201809110304_DEBITCARDTRANSACTION.TXT
RecordCountinteger (10)Right52The number of records represented within the file. This field is zero-padded on the left side.
Example: 0000000872
FileCreatedDatedatetime (34)Left62The date the file was created. Follows same format as API.
Example: 2014-10-20T10:30:31.456-05:00
See data format guidelines
FileEffectiveDatedatetime (34)Left96The date to which the data in the file pertains. Follows same format as API.
Example: 2014-10-20T23:59:59.999-05:00
See data format guidelines

Content Row

PropertyData Type (Length)AlignmentStart PositionDescription
TransactionIdlong integer (19)Right1The Helix-assigned unique ID for the transaction. This field is zero-padded on the left side.
Example: 0000000000000000872
MasterIdlong integer (19)Right20The unique identifier for a group of related transactions. This field is zero-padded on the left side.
Example: 0000000000000000899
CardIdinteger (10)Right39The unique identifier for the card that the transaction occurred against. This field is zero-padded on the left side.
Example: 0000000872
PANLastFourstring (4)Left49The rightmost four digits of the 16-digit card number.
CardHolderFirstNamestring (64)Left53The first name of the card holder.
CardHolderMiddleNamestring (64)Left117The middle name of the card holder.
CardHolderLastNamestring (128)Left181The last name of the card holder.
CardAcceptorLocationstring (25)Left309The location of the merchant where the transaction originated.
CardAcceptorCitystring (13)Left334The city of the merchant where the transaction originated.
CardAcceptorStatestring (2)Left347The two character state code of the merchant where the transaction originated.
CardAcceptorZipstring (9)Left349The nine digit postal code of the merchant where the transaction originated.
RetrievalReferenceNumberstring (12)Left358The Retrieval Reference Number (Field #37 from the ISO-8583 specification) as defined by the network provider. Useful when interfacing with the network provider's support tools or staff.
SystemTraceAuditNumberstring (6)Left370The System Trace Audit Number (Field #11 from the ISO-8583 specification) as defined by the network provider. Useful when interfacing with the network provider's support tools or staff.
MerchantIdstring (15)Left376The Merchant Identifier (Field #42 from the ISO-8583 specification) as defined by the network provider. Useful to help identify a specific merchant uniquely.
SubTypeCodestring (6)Left391The Merchant Category Code of the merchant where the transaction originated. Categorizes merchants with similar lines of business together.
MerchantGroupCodestring (6)Left397The Merchant Group Code of the merchant where the transaction originated. This is a higher-level grouping construct for various Merchant Category Codes that all belong to the same "group" of businesses. Merchant Group Codes
TerminalIdstring (15)Left403The identifier of the terminal at the merchant where the transaction originated.
CashbackAmountint (10)Right418The amount of cash given to the user as part of the transaction. This field is zero-padded on the left side and two decimals will be assumed, e.g., 0000002000 represents an amount of $20.00.
SurchargeAmountint (10)Right428The amount of the surcharge applied as part of the transaction. This field is zero-padded on the left side and two decimals will be assumed, e.g., 0000000250 represents an amount of $2.50.
UnverifiedDepositAmountint (10)Right438The amount of the check deposit for this transaction. This field is zero-padded on the left side and two decimals will be assumed, e.g., 0000002000 represents an amount of $20.00.
CashDepositAmountint (10)Right448The amount of cash deposited for this transaction. This field is zero-padded on the left side and two decimals will be assumed, e.g., 0000002000 represents an amount of $20.00.
AtmNetworkIndicatorstring (3)Left458The network from which the transaction was acquired. See ATM Network Indicators for more information.
NetworkProviderTypeIdint (1)Left461The id of card's network provider.
- 1: Shazam
- 2: VisaDps
TransactionFeeAmountinteger (10)Right462The Total Transaction Fee Amount (Field #28 from the ISO-8583 specification). Contains the surcharge amount.
SettlementFeeAmountinteger (10)Right472The Settlement Fee Amount (Field #29 from the ISO-8583 specification). Contains the surcharge amount in the issuer's currency.
AdditionalFees_CCAinteger (10)Right482
AdditionalFees_ICAinteger (10)Right492
MessageTypeIndicatorstring (4)Left502The four-digit message type identifier from the original request message.
OutputMessageTypeIndicatorstring (4)Left506The four-digit message type identifier from the response message.
OutputResponseCodestring (2)Left510The two-digit status code from the response message sent by Helix.
AcquirerInstitutionCountryCodestring (3)Left5123 digit numeric code for the country where the acquiring institution is located.
AuthorizationIdentificationResponsestring (12)Left515The authorization code for the transaction (Field #38 from the ISO-8583 specification).
ResponseCodestring (2)Left527The code that defines the disposition of a message when present in a response, advice, or reversal.
- 00: Approved or completed successfully
- 01: Refer to card issuer
- 02: Refer to card issuer, special conditions
- 03: Invalid merchant
- 04: Pick-up card
- 05: Do not honor
- 06: Error
- 07: Pick-up card, special conditions
- 08: Honor with identification
- 09: Request in progress
- 10: Approved for partial amount
- 11: Approved (VIP)
- 12: Invalid transaction
- 13: Invalid amount
- 14: Invalid card number (no such number)
- 15: No such issuer
- 16: Approved, update Track 3
- 19: Re-enter transaction
- 20: Invalid response
- 23: Unacceptable transaction fee
- 24: File update not supported by receiver. Use only in 03xx messages.
- 25: Unable to locate record on file. Use only in 03xx messages.
26: Duplicate file update record, no action. Use only in 03xx messages.
- 27: File update field edit error. Use only in 03xx messages. See Field 44 - Additional Response Data to determine the field number in error.
- 28: File update record locked out. Use only in 03xx messages
- 29: File update not successful, contact acquirer. Use only in 03xx messages.
- 30: Format error. See Field 44 - Additional Response Data to determine the field number in error.
- 31: Bank not supported by switch
- 33: Expired card, pick-up
- 34: Suspected fraud, pick-up
- 35: Card acceptor contact acquirer, pick-up
- 36: Restricted card, pick-up
- 37: Card acceptor call acquirer security, pick-up
- 38: Allowable PIN tries exceeded, pick-up
- 39: No credit amount
- 40: Requested function not supported
- 41: Lost card, pick-up
- 42: No universal account
- 43: Stolen card, pick-up
- 44: No investment account
- 45: Check Rejected - NSF
- 46: Check Rejected - Stop Payment
- 47: Check Rejected - Two Signatures Required
- 48: Check Rejected - Closed Account
- 49: Check Rejected - Other Reason
- 50: Check Rejected - Hold on Funds
- 51: Insufficient funds
- 52: No checking account
- 53: No savings account
- 54: Expired card
- 55: Incorrect PIN
- 56: No card record
- 57: Transaction not permitted to cardholder
- 58: Transaction not permitted to terminal
- 59: Suspected fraud
- 60: Card acceptor contact acquirer
- 61: Exceeds amount limit
- 62: Restricted card
- 63: Security violation
- 65: Exceeds frequency limit
- 66: Card acceptor call acquirer security
- 67: Hard capture, pick-up
- 75: Allowable number of PIN tries exceeded
- 76: Key synchronization error
- 87: Check already posted
- 88: Information not on file
- 89: Card verification value (CVV) verification failed (no pickup)
- 90: Cutoff is in progress
- 91: Issuer or switch is inoperative
- 92: Financial institution or intermediate network unknown for routing
- 93: Transaction cannot be completed, violation of law
- 94: Duplicate transaction
- 96: System malfunction
D1 - NSF - Overdraft Fee Eligible
- LK: Cardholder Blocked
R0 - Payment Cancellation Order
- R1: Revocation of Authorization Order
- R3: Preauthorized Payment Revocation Order (block all recurring transactions for closed account)
- X4: Consumer Transaction Controls Decline
PinValidationCodestring (1)Left529Indicates whether the entered PIN was Valid (1).
AdditionalAmounts_Purchaseinteger (10)Right530The amount of the partial pay. This field is zero-padded on the left side, and two decimals will be assumed. e.g.: 000000000000832 represents an amount of $8.32.
AdditionalAmounts_Gratuityinteger (10)Right540The amount of gratuity provided when the transaction occurred. This field is zero-padded on the left side, and two decimals will be assumed. e.g.: 000000000000832 represents an amount of $8.32.
Advice_OriginatorCodestring (1)Left550(Field #60.2 - Advice Reason Codes, Position 1, from the ISO-8583 specification)
0: Not an advice. Position 2 (Advice_ReasonCode)must also be 0.
1:Advice originated by card acceptor
2: Advice originated by acquirer
3: Advice originated by stand-in agent
Advice_ReasonCodestring (1)Left551The identifying reason for an advice and/or reversal.
PrivatelyDefintedData_IssuerNetworkIdCodestring (3)Left5523 digit alpha code identifying the issuer network (This is separate from the acquirer network code)
PrivatelyDefinedData_AdditionalTransactionElement_FallbackIndicatorstring (1)Left555The fallback indicator (Field #63.4, Position 5 from the ISO-8583 specification). Indicates whether the transaction was processed as magnetic stripe even though the card and terminal are EMV capable.
PrivatelyDefinedData_ProcessingFlag_SpecialTransactionIndicatorstring (1)Left556The special transaction indicator (Field #63.7, Position 1 from the ISO-8583 specification).
- A: Payment Account Status Inquiry (ASI) Transaction
- B: Token account verification
- C: Cloud based payment/HCE
- D: Device Binding
- T: Tokenized Message
- V: Verified by Visa enrollment authorization request
- blank: No special transaction considerations
PrivatelyDefinedData_ProcessingFlag_ISAIndicatorstring (1)Left557Visa International Service Assessment (ISA) Indicator (Field #63.7, Position 2 from the ISO-8583 specification), used to indicate whether a transaction is single or multi-currency.
- C: Single Currency ISA (0.8%)
- S: Multi-Currency ISA (1.0%)
- R: ISA assessed and rebated
- blank: Transaction does not qualify for fee assessment.
PrivatelyDefinedData_ProcessingFlag_PartialAuthIndicatorstring (1)Left558Transaction eligibility for Partial Authorization Indicator (Field #63.7, Position 3 from the ISO-8583 specification).
- Y: Acquirer supports a partial authorization for transaction
- blank: Acquirer does not support a partial authorization for transaction
PrivatelyDefinedData_RiskData_ScoreSourcestring (1)Left559(Field #63.8, Position 1 from the ISO-8583 specification)
- 1: Online. If the card is currently in fraud monitoring suppression, 1 is the only possible value.
- 2: Online Plus
- 3: Real-Time
- blank: No Falcon processing
PrivatelyDefinedData_RiskData_ScoreValuestring (4)Left560Numeric score generated by Falcon ranging from 0000 to 0999. Higher score indicates a greater likelihood of fraud. If the card is currently in fraud monitoring suppression, the Score Value is 9998 or 9999. This field is populated for Falcon Real-Time transactions only. (Field #63.8, Positions 2-5 from the ISO-8583 specification)
PrivatelyDefinedData_RiskData_ResponseCodestring (1)Left564Response code generated by Falcon Expert (Field #63.8, Position 6 from the ISO-8583 specification)
- 0: No response code generated
- 1: Approve
- 2: Decline
- 3: Refer
- 4: Approve with identification
- 5: Pick up card
- blank: Card is currently in fraud monitoring suppression
PrivatelyDefinedData_RiskData_FalconReason1string (2)Left565Falcon Reason 1 (Field #63.8, Positions 7-8 from the ISO-8583 specification)
- 00: No Code
- 01: Unusual Time
- 02: Unusual MCC
- 03: High Risk MCC
- 04: Suspicious High Dollar
- 05: Suspicious Dollar Amounts
- 06: Suspicious Geographic
- 07: Suspicious Apprv Decln
- 08: Suspicious Auth Velocity
- 09: Suspicious Post Velocity
- 10: Suspicious Transaction Type
- 11: Suspicious Account Info
- 12: Suspicious Keyed Activity
- 13: High Risk Keyed Activity
- 14: Suspicious ATM Cash
- 15: Suspicious non-ATM Cash
- 16: Suspicious Cash
- 17: Suspicious Phone
- 18: Suspicious Unattended Gas
- 19: Suspicious CAT Activity
- 20: High Risk MCC Amount
- 21: Suspicious Foreign Activity
- 22: CVV Expiration Date Mismatch
- 51: Suspicious Payment Activity
- 52: Suspicious Payment Amount
- 53: Suspicious Payment Amount Nums
- blank: Card is currently in fraud monitoring suppression
PrivatelyDefinedData_RiskData_FalconReason2string (2)Left567Falcon Reason 2 (Field #63.8, Positions 9-10 from the ISO-8583 specification). See example values in _FalconReason1.
PrivatelyDefinedData_RiskData_FalconReason3string (2)Left569Falcon Reason 3 (Field #63.8, Positions 11-12 from the ISO-8583 specification). See example values in _FalconReason1.
PrivatelyDefinedData_RiskData_VisaRiskScorestring (2)Left571A value that indicates the degree of risk associated with the transaction. Higher values indicate higher authorization risk. Valid values: 01-99, blank if card is in fraud monitoring or data is not present. (Field #63.8, Positions 13-14 from the ISO-8583 specification).
PrivatelyDefinedData_RiskData_VisaRiskReasonstring (2)Left573A code that represents the logic behind the _VisaRiskScore (Field #63.8, Positions 15-16 from the ISO-8583 specification).
PrivatelyDefinedData_RiskData_VisaRiskConditionCode1string (2)Left575Contains a value relative to a high-risk Compromised Account Management System (CAMS) event. (Field #63.8, Positions 17-18 from the ISO-8583 specification).
PrivatelyDefinedData_RiskData_VisaRiskConditionCode2string (2)Left577Contains the Compromised Event Reference (CER) ID assigned to a significant CAMS event. (Field #63.8, Positions 19-20 from the ISO-8583 specification).
PrivatelyDefinedData_RiskData_VisaRiskConditionCode3string (2)Left579Reserved for future release
PrivatelyDefinedData_RiskData_VAAConditionCode1Rankstring (2)Left581Grouping value assigned to VAA Risk Condition Code 1. (Field #63.8, Position 23 from the ISO-8583 specification).
- 0: Low Risk for Fraud
- 1: Medium Risk for Fraud
- 2: High Risk for Fraud
- blank: Card is currently in fraud monitoring suppression
PrivatelyDefinedData_RiskData_RTDResultCodestring (1)Left583The Real Time Decisioning result code. (Field #63.8, Position 24 from the ISO-8583 specification)
- D: Transaction declined by RTD
- R: Transaction referred b RTD
- blank: No RTD result code provided
PrivatelyDefinedData_RiskData_TravelStatusIndicatorstring (1)Left584Describes the cardholder's travel status. (Field #63.8, Position 34 from the ISO-8583 specification)
- A: Cardholder may be traveling, destination matches
- B: Cardholder may be traveling, destination unknown
- blank: Card is currently in fraud monitoring suppression
TextInfostring (255)Left585Contents will vary based on ISO message type.
Track2Data_ServiceCodestring (3)Left840The Service Code encoded on Track 2 of the magnetic stripe
CardAcceptorTerminalIdentificationstring (8)Left843The identification code of the device at the merchant that accepted the card information (Field #41 from the ISO-8583 specification).
Cvv2PresenceIndicatorstring (1)Left851CVV2 Presence Indicator (Field #123, Usage 3, Position 3 from the ISO-8583 specification).
- 0: CVV2 Value is deliberately bypassed or is not provided by the merchant
- 1: CVV2 Value is present
- 2: CVV2 Value is on the card but is illegible
- 9: Cardholder states that the card has no CVV2 imprint
Cvv2Resultstring (1)Left852CVV2 Result (Field#123, Usage 3, Position 9 from the ISO-8583 specification).
- M: Match
- N: No Match
- P: Not Processed
- S: CVV2 should be on the card, but the merchant has indicated that CVV2 is not present
- U: Issuer is not certified and/or has not provided Visa with the encryption keys
Tokenstring (19)Left853Payment Account Reference Number (PAR) with a maximum length of 29. This field only applies if PrivatelyDefinedData_ProcessingFlags=T
TokenAssuranceLevelstring (2)Left872Cardholder Verification Method. This field only applies if PrivatelyDefinedData_ProcessingFlags=T.
- 1: Unknown
- 2: None
- 3: Signature
- 4: Online PIN
- 5: Offline PIN or Passcode
- 6: Cardholder Device Code
- 7: Fingerprint biometric verified by cardholder device
- 8: Cardholder device pattern
DigitalWalletTokenRequestorTypeIdinteger (10)Right874Digital Commerce Indicator. This field only applies if PrivatelyDefinedData_ProcessingFlags=T.
- 01: Visa Digital Commerce
- 10: Apple Pay
- 20: Google Pay
- 30: Samsung Pay
- 40: Visa Checkout (Click to Pay)
- 50: Facebook
- 60: Netflix
Note: Other tokenized merchants may be undefined
TokenExpirationDatestring (4)Left884The year and month the token expires (YYMM). This field only applies if PrivatelyDefinedData_ProcessingFlags=T
PaymentAccountReferenceNumberstring (29)Left888The Payment Account Reference Number
MerchantCategoryCodestring (4)Left917The exact Merchant Category Codes value received from the network provider.
CardAcceptorRegionCodestring (2)Left921The region code of the card acceptor (Field #43, Positions 37-38 from the ISO-8583 specification).
CardAcceptorCountryCodestring (2)Left923The country code of the card acceptor (Field #43, Positions 39-40 from the ISO-8583 specification).
NationalPointOfServiceCondition_TerminalUnattendedstring (1)Left925Terminal Unattended (Field #58, Position 1 from the ISO-8583 specification).
- 0: Attended
- 1: Unattended
NationalPointOfServiceCondition_TerminalOperatorstring (1)Left926Terminal Operator (Field #58, Position 2 from the ISO-8583 specification).
- 0: Customer operated
- 1: Card acceptor-operated
- 2: Administrative
NationalPointOfServiceCondition_TerminalPremisesstring (1)Left927Terminal Premise (Field #58, Position 3 from the ISO-8583 specification).
- 0: On premise
- 1: On premise
- 3: Electronic commerce
NationalPointOfServiceCondition_CardPresentationstring (1)Left928Presentation Type (Field #58, Position 4 from the ISO-8583 specification).
- 0: Customer present
- 1: Customer not present
- 2: Mail/Telephone Order
- 4: Recurring transaction
- 5: Installment Payment
- 6: Account top up
- 7: Pre-authorized purchase
- 9: Single transaction for Mail/telephone Order
NationalPointOfServiceCondition_CardPresencestring (1)Left929Card Presence (Field #58, Position 5 from the ISO-8583 specification).
- 0: Card present
- 1: Card not present
- 8: Pre-authorized purchase
NationalPointOfServiceCondition_CardRetentionstring (1)Left930Card Retention (Field #58, Position 6 from the ISO-8583 specification).
- 0: Device does not have card retention capability
- 1: Device has card retention capability
NationalPointOfServiceCondition_CardTransactionstring (1)Left931Card Transaction (Field #58, Position 7 from the ISO-8583 specification).
- 0: Original transaction/clearing
- 1: Incremental authorization
- 2: Delayed charges
- 3: No show
- 4: Merchant authorized transaction
- 5: Resubmission
- 6: Reauthorization
NationalPointOfServiceCondition_SecurityConditionstring (1)Left932Security Condition (Field #58, Position 8 from the ISO-8583 specification).
- 0: No security concern
- 1: Suspected fraud
- 2: Identification verified
- 3: Secure Electronic Commerce transaction
- 4: Non-authorized security transaction at a 3-D Secure capable merchant. Merchant attempted to authenticate the cardholder using 3-D Secure.
- 5: Non-authenticated security transaction
- 6: Non-secure transaction
- 7: Non-authenticated security transaction at a SET capable merchant
- 8: CVV, dynamic CVV, or iCVV validated and valid
- 9: CVV, dynamic CVV, or iCVV validated and invalid
NationalPointOfServiceCondition_TerminalTypestring (2)Left933Terminal Type (Field #58, Positions 9-10 from the ISO-8583 specification).
- 00: Administrative terminal
- 01: POS terminal
- 02: ATM
- 03: Home terminal
- 04: ECR
- 05: Dial terminal
- 06: Travelers check machine
- 07: Fuel machine
- 08: Scrip machine
- 09: Coupon machine
- 10: Ticket machine
- 11: Point-of-banking terminal
- 12: Teller
- 13: Franchise teller
- 14: Personal banking
- 15: Public utility
- 16: Vending
- 17: Self-service
- 18: Authorization
- 19: Payment
- 20: VRU
- 21: Smart phone
- 22: Interactive television
- 23: Personal Digital Assistant (PDA)
- 24: Screen Phone
- 25: Internet terminal
- 26: MICR terminal
- 27: Mobile acceptance solution
NationalPointOfServiceCondition_TerminalEntryCapabilitystring (1)Left935Terminal Entry Capability Mode (Field #58, Position 11 from the ISO-8583 specification).
- 0: Unknown
- 1: Manual/no terminal
- 2: Magnetic stripe read
- 3: QR code
- 4: OCR
- 5: ICC
- 6: Key entered
- 9: File
- S: MICR reader
- T: Contactless
- U: Contactless via Mag Stripe Rules
PointOfServicePanEntryModestring (2)Left936The Point of Service PAN Entry Mode (Field #22, Positions 1-2 from the ISO-8583 specification). Useful when determining how the PAN was entered.
- 00: Unspecified
- 01: Manual
- 02: Magnetic stripe
- 03: Optical Code
- 04: OCR
- 05: Integrated circuit card
- 06: Manual (key-entered)
- 07: Contactless chip transaction using chip data rules
- 90: Full magnetic stripe read
- 81: Stored
- 82: Digitally stored/mobile/browser
- 84: MICR read
- 91: Contactless chip transaction using magnetic stripe data rules
- 95: Integrated circuit card, CVV may be unreliable
PointOfServicePinEntryModestring (1)Left938The Point of Service PIN Entry Mode (Field #22, Position 3 from the ISO-8583 specification). Useful when determining how the PIN was entered.
- 0: Unspecified
- 1: PIN entry capability
- 2: No PIN entry capability
- 6: PIN pad inoperative
PrivatelyDefinedData_TransactionLevel_CredentialOnFileIndicatorstring (1)Left939Credential On File Indicator (Field #63.8, Position 2 from the ISO-8583 specification). Indicates whether a Credential on File is present.
- Y: Credential on File
- N: Not a Credential on File
PrivatelyDefinedData_TransactionLevel_CryptocurrencyPurchaseIndicatorstring (1)Left940Cryptocurrency Purchase Indicator (Field #63.8, Position 5 from the ISO-8583 specification). Identifies Visa transactions used to purchase cryptocurrency.
- Y: Purchase of Cryptocurrency
- N: Not a Purchase of Cryptocurrency
AvsResultstring (1)Left941Address Verification Service Result
- A: Address matches, ZIP code does not
- B: Street address match for international transaction, but postal code not verified due to incompatible formats
- C: Street address and postal code not verified for international transaction due to incompatible formats
- D: Street address and postal code match for international transaction
- G: Address information not verified for international transaction. Issuer is not an AVS participant, or AVS data was present in the request but issuer did not return an AVS result, or Visa performs AVS on behalf of the issuer and there was no address record on file for this account.
- I: Address information not verified
- M: Street address not verified
- N: Nothing matches
- P: Postal code match for international transaction, but street address not verified due to incompatible formats
- R: Retry, system unable to process
- U: No address data
- Y: Address and 5-digit ZIP code match
- Z: 5-digit postal/ZIP code matches, street address does not match or street address not included in request.
CardControlTagstring (50)Left942Tag of the card control that was evaluated against this authorization. Via IsoMessage.CardControlId.
CardControlRuleTagstring (50)Left992Tag of the rule that matched this authorization. Via IsoMessage.CardControlRuleId.
CardControlRuleSourcestring (8)Left1042Source of the card control rule that matched this authorization. Possible values:
- Customer
- Program
- NULL
CardControlResultinteger (1)Left1050Result of executing the matched card control rule. Possible values:
0: Declined
1: Allowed
NULL: Non-matched control or rule
InAuthHelixResultinteger (2)Right1051Helix result from In Auth processing. Possible values:
1: Success
2: Error
3: Timeout
4: Customer token not set
5: Program HTTP error
6: Unknown timeout
InAuthProgramResultinteger (2)Right1053Program result from In Auth processing. Possible values:
1: Approve
2: Decline
3: Abstain
InAuthProgramResponseDurationinMSinteger (10)Right1055Program response duration in milliseconds for In Auth.
TapToPhoneIndicatorstring (4)Right1065Tap to Phone Indicator result. Possible values:
0001: Tap-to-Phone Indicator
TransactionLocalDatestring (4)Left1069The local month and day the transaction takes place at the card acceptor location
TransactionLocalTimestring (6)Left1073The time the transaction takes place as expressed in the local time of the card acceptor location
PrivatelyDefinedData_RiskData_MasterCardFraudScorestring (3)Left1079Available if client participates in a Mastercard or non-Visa Network Fraud Scoring service.

Valid value: 000-999, XXX, or ZZZ

000: Actual score (where 999 is more likely to be fraudulent than a score of 000)
XXX: Unable to return scores
ZZZ: Fraud server is unavailable
PrivatelyDefinedData_RiskData_MasterCardRiskCondition1string (2)Left1082Available if client participates in Mastercard Fraud Scoring service.

Values:
NL: (Network Monitor Alert Only)
NM: (Network Monitor)
XX: Suspicious transaction
YY: Four or more swiped transactions on a self-service terminal in the past two days
ZZ: Suspicious activity during the past three days
PrivatelyDefinedData_RiskData_MasterCardRiskCondition2string (2)Left1084Available if client participates in Mastercard Fraud Scoring service.

Values:
00: No suspicious activity
01: Suspicious pattern of transaction amounts–cardholder
02: Suspicious pattern of account activity at device or merchant
03: Suspicious pattern of geographical distances between transaction locations
04: Unusual amount or number of transaction fees
05 Unusual transaction frequency–account
06: Suspicious geographic location of transactions
07: Suspicious pattern of transaction merchant categories–account
08: Unusual/Suspicious pattern of transaction amounts–device
09: High/Unusual transaction frequency–device
10: Suspicious pattern of transaction time
11: Unusual/abnormal transmitted data
PrivatelyDefinedData_RiskData_MasterCardFraudScoreReasonstring (2)Left1086Available if client participates in Mastercard Fraud Scoring service.

Values:
00: No suspicious activity
01: Suspicious pattern of transaction amounts–cardholder
02: Suspicious pattern of account activity at device or merchant
03: Suspicious pattern of geographical distances between transaction locations
04: Unusual amount or number of transaction fees
05: Unusual transaction frequency–account
06: Suspicious geographic location of transactions
07: Suspicious pattern of transaction merchant categories–account
08: Unusual/Suspicious pattern of transaction amounts–device
09 High/Unusual transaction frequency–device
10: Suspicious pattern of transaction time
11: Unusual/abnormal transmitted data
contextIdstring (36)Right1088Guid Correlation Identifier for card message (aka correlationIdfor In Auth)

{ "file_type": "fixed_length" }