Record Type

string (1)

Left

1

The flag for the header row. Will always be H.

File Name

string (50)

Left

2

The name of this request file excluding path.
Format: yyyyMMddhhmm_DEBITCARDEVENTNOTIFICATION.TXT
Example: 201901210939_DEBITCARDEVENTNOTIFICATION.TXT

Record Count

integer (10)

Right

52

The number of records represented within the file. This field is zero-padded on the left side.
Example: 0000000872

File Created Date

datetime (34)

Left

62

The date the file was created. Follows same format as API.
Example: 2014-10-20T10:30:31.456-05:00
See data format guidelines

File Effective Date

datetime (34)

Left

96

The date to which the data in the file pertains. Follows same format as API.
Example: 2014-10-20T23:59:59.999-05:00
See data format guidelines

User Event ID

integer (19)

Right

1

The unique identifier for an event. Use this field alone to cross reference against the Event Notification File or the Realtime Event sent via Azure Service Bus. This field is zero-padded on the left side.
Example: 0000000872

Customer ID

integer (10)

Right

20

The Helix-assigned unique ID for a customer. This field is zero-padded on the left side.
Example: 0000000872

Card ID

integer (10)

Right

30

The Helix-assigned unique ID for the card to which this event applies. This field is zero-padded on the left side.
Example: 0008309285

Transaction ID

integer (19)

Right

40

The Helix-assigned unique ID for the transaction object to which this event applies. May be 0000000000 if this event does not apply to a specific transaction. This field is zero-padded on the left side.
Example: 0008309285

Authorization Transaction ID

integer (19)

Right

59

The unique identifier for the associated authorization transaction. May be 0000000000 if it does not apply. This field is zero-padded on the left side.
Example: 0008309285

Request Type Code

string (3)

Left

78

The method of request from the debit rails. Possible values:

• REQ: (Request; Helix approved or denied the message)
• ADV: (Advice; The network provider approved or denied the message and notified Helix afterwards).

RESERVED

string (12)

Left

81

This range of bytes is reserved for future use.

Merchant Category Code

string (4)

Left

93

The exact Merchant Category Code value received from the network provider.

Merchant Group Type Code

string (6)

Left

97

A grouping of multiple Merchant Category Codes into fewer, more useful sets. See Merchant Group Codes for more information.

Cashback Amount

integer (10)

Right

103

The amount of cashback provided when the transaction occurred. This field is zero-padded on the left side and two decimals will be assumed, e.g., 000000000000832 represents an amount of $8.32.

Surcharge Amount

integer (10)

Right

113

The amount of the surcharge applied when the transaction occurred. This field is zero-padded on the left side and two decimals will be assumed, e.g., 000000000000832 represents an amount of $8.32.

Cash Deposit Amount

integer (10)

Right

123

The amount of cash deposited when the transaction occurred. This field is zero-padded on the left side and two decimals will be assumed, e.g., 000000000000832 represents an amount of $8.32.

Check Deposit Amount

integer (10)

Right

133

The amount of the check deposited when the transaction occurred. This field is zero-padded on the left side and two decimals will be assumed, e.g., 000000000000832 represents an amount of $8.32.

Terminal ID

string (15)

Left

143

The identification code of the device at the merchant that accepted the card information.

Merchant ID

string (15)

Left

158

The identification code of the merchant that accepted the card information.

Merchant Location

string (25)

Left

173

The location of the merchant at which the transaction originated.

Merchant City

string (13)

Left

198

The city of the merchant at which the transaction originated.

Merchant State Code

string (2)

Left

211

The two-character state abbreviation of the merchant at which the transaction originated.

Merchant Zip Code

string (9)

Left

213

The postal code of the merchant at which the transaction originated.

Merchant Country Code

string (2)

Left

222

The two-character country abbreviation of the merchant at which the transaction originated.

PAN Entry Mode Type Code

string (10)

Left

224

The method by which the card number was input to the merchant's device.

Possible values for Shazam:

• KEY: Manually (key) entered

• MAG: Magnetic stripe read

• MAN: Manual, no terminal

• UNK: UnknownPossible values for Visa DPS:

• UNK: Unknown

• MAN: Manual/no terminal

• MAG: Magnetic stripe read

• QRC: QR code

• OCR: OCR

• ICC: Integrated Circuit Card

• KEY: Key entered

• FIL: File

• MCR: MICR reader

• CLS: Contactless

• CLM: Contactless via Mag Stripe Rules

PIN Entry Mode Type Code

string (10)

Left

234

The method by which the card holder was validated at the merchant's device. Possible values:

• N/A: Not Applicable
• PIN: Network Provider-verified PIN
• PWD: Password authentication
• NOPIN: NO PIN entry capability
• PININOP: PIN pad inoperative

Cardholder Presence Type Code

string (10)

Left

244

The presence of the card holder at the time the transaction was originated.

Possible values for Shazam:

• INSTALL: Cardholder not present, installment payment

• MAILTEL: Cardholder not present, mail or telephone order

• MOBILE: Mobile

• NOTPRESENT: Cardholder not present, unspecified

• PRESENT: Cardholder present

• RECUR: Cardholder not present, recurring payment

• TRANSFER: Money Transfer

• UNKNOWN: Unknown

• WEB: WebPossible values for Visa DPS:

• INSTALL: Installment Payment

• MAILTEL: Mail/Telephone Order (unknown classification)

• NOTPRESENT: Customer not present

• PRESENT: Customer present

• RECUR: Recurring transaction

• TOPUP: Account top up

• MAILTEL1 : Single transaction for Mail/Telephone Order

Card Presence Type Code

string (10)

Left

254

The presence of the physical card at the time the transaction was originated.

Possible values for Shazam:

• NOTPRESENT: Card not present

• PRESENT: Card presentPossible values for VisaDPS:

• NOTPRESENT: Card not present

• PRESENT: Card present

• PREAUTH: Pre-authorized purchase

Terminal Unattended Type Code

string (10)

Left

264

Possible values:

• ATTENDED: Terminal was attended
• NOTERM: No terminal
• UNATTENDED: Terminal was unattended

Terminal Premises Type Code

string (10)

Left

274

Location of the merchant's device in relation to the merchant's location. Possible values:

• ECOMM: Electronic Commerce
• OFFPREM: Off premise
• ONPREM: On premise

Customer Tag

string (50)

Left

284

The tag property of the customer object.

Card Tag

string (50)

Left

334

The tag property of the card object.

Amount

integer (10)

Right

384

The amount of funds this transaction represents. This field is zero-padded on the left side and two decimals will be assumed, e.g., 000000000000832 represents an amount of $8.32.

Available Date

datetime (34)

Left

394

The date the transaction was made available / is projected to be made available. Follows same format as API.
Example: 2014-10-20T10:30:31.456-05:00
See data format guidelines

Created Date

datetime (34)

Left

428

The date the transaction was created. Follows same format as API.
Example: 2014-10-20T10:30:31.456-05:00
See data format guidelines

Custom Field 1

string (50)

Left

462

The customField1 property of the transaction object.

Description

string (255)

Left

512

The NACHA-supplied description for this transaction.

Denial Reason

string (255)

Left

767

Text describing why a transaction was denied from taking place.

Fee Code

string (3)

Left

1022

The programmatic value for the type of fee this transaction represents. Possible values:

• RGD: Regulation D Fee
• RTN: Return Item Fee
• NSF: Insufficient Funds Fee

Fee Description

string (50)

Left

1025

A human-readable description of the feeCode

Friendly Description

string (255)

Left

1075

A human-readable, automatically generated description of the transaction that caused the event. Driven by the typeCode of the transaction.

From Account Amount

integer (10)

Right

1330

Total balance of the customer account that was debited, after the debit was applied, including funds that have holds placed on them. Represents all settled transactions to date. This field is zero-padded on the left side, and two decimals will be assumed. e.g., 000000000000832 represents an amount of $8.32.

From Account ID

integer (10)

Right

1340

The unique identifier for the customer account that was debited. This field is zero-padded on the left side.
Example: 0008309285

From Account Number Masked

string (50)

Left

1350

Masked version of the Account number of the customer account that was debited.
Example: ********1234

From Available Amount

integer (10)

Right

1400

Balance available for immediate withdrawal from the customer account that was debited after the debit was applied. This field is zero-padded on the left side and two decimals will be assumed, e.g., 000000000000832 represents an amount of $8.32.

From Category

string (50)

Left

1410

The caller-specified category to which the customer account that was debited belongs.

From Created Date

string (34)

Left

1460

Date the customer account was created.

From Custom Field 1

string (50)

Left

1494

The customField1 property of the account object that was debited.

From Custom Field 2

string (50)

Left

1544

The customField2 property of the account object that was debited.

From Custom Field 3

string (50)

Left

1594

The customField3 property of the account object that was debited.

From Custom Field 4

string (50)

Left

1644

The customField4 property of the account object that was debited.

From Custom Field 5

string (50)

Left

1694

The customField5 property of the account object that was debited.

From Legal Name 1

string (100)

Left

1744

The first legal name used to identify the customer account that was debited.

From Legal Name 2

string (100)

Left

1844

A secondary legal name used to identify the customer account that was debited.

From Name

string (50)

Left

1944

A caller-specified, user-friendly name for the customer account that was debited.

From Pending Amount

integer (10)

Right

1994

Balance of pending deposit transactions on the customer account that was debited, after the debit was applied. This field is zero-padded on the left side, and two decimals will be assumed, e.g., 000000000000832 represents an amount of $8.32.

From Primary Customer ID

integer (10)

Right

2004

Denotes the customer considered the primary owner for the account that was debited. This field is zero-padded on the left side.
Example: 0008309285

From Subcategory

string (50)

Left

2014

The caller-specified subcategory to which the customer account that was debited belongs.

From Tag

string (50)

Left

2064

A caller-specified, unique identifier for the customer account that was debited.

Institution Name

string (50)

Left

2114

The name of the institution from which the transaction originated.

Master ID

long integer (19)

Right

2164

The unique identifier created by Helix used to group related transactions together that caused this event. This field is zero-padded on the left side.
Example: 0000000123458309285

Modified By ID

integer (10)

Right

2183

The unique identifier for the Customer, Admin User, or 0 for system generated events. This field is zero-padded on the left side.
Example: 0008309285

Payload Type ID

integer (10)

Right

2193

The "type" of payload in the data node. Represents a predefined set of properties that could potentially appear in the data node. (properties with null values for a particular instance of the payload will be excluded)

Settled Date

datetime (34)

Left

2203

The date the transaction was settled / is projected to settle. Follows same format as API.
Example: 2014-10-20T10:30:31.456-05:00
See data format guidelines

Subtype

string (255)

Left

2237

The description of the SubTypeCode for this transaction.

Subtype Code

string (6)

Left

2492

The Merchant Category Code of the merchant where the transaction originated. Categorizes merchants with similar lines of business together.

Tag

string (50)

Left

2498

The tag property from the transaction object.

To Account Amount

integer (10)

Right

2548

Total balance of the customer account that was credited, after the credit was applied, including funds that have holds placed on them. Represents all settled transactions to date. This field is zero-padded on the left side and two decimals will be assumed, e.g., 000000000000832 represents an amount of $8.32.

To Account ID

integer (10)

Right

2558

The unique identifier for the customer account that was credited. This field is zero-padded on the left side.
Example: 0008309285

To Account Number Masked

string (50)

Left

2568

Masked version of the Account number of the customer account that was credited.
Example: ********1234

To Available Amount

integer (10)

Right

2618

Balance available for immediate withdrawal from the customer account that was credited after the credit was applied. This field is zero-padded on the left side and two decimals will be assumed, e.g., 000000000000832 represents an amount of $8.32.

To Category

string (50)

Left

2628

The caller-specified category to which the customer account that was credited belongs.

To Created Date

datetime (34)

Left

2678

Date the customer account was created.

To Custom Field 1

string (50)

Left

2712

The customField1 property of the account object that was credited.

To Custom Field 2

string (50)

Left

2762

The customField2 property of the accountTo Custom Field 1

To Custom Field 3

string (50)

Left

2812

The customField3 property of the account object that was credited.

To Custom Field 4

string (50)

Left

2862

The customField4 property of the account object that was credited.

To Custom Field 5

string (50)

Left

2912

The customField5 property of the account object that was credited.

To Legal Name 1

string (100)

Left

2962

The first legal name used to identify the customer account that was credited.

To Legal Name 2

string (100)

Left

3062

A secondary legal name used to identify the customer account that was credited.

To Name

string (50)

Left

3162

The name property of the account object that was credited.

To Pending Amount

integer (10)

Right

3212

Balance of pending deposit transactions on the customer account that was credited, after the credit was applied. This field is zero-padded on the left side and two decimals will be assumed, e.g., 000000000000832 represents an amount of $8.32.

To Primary Customer ID

integer (10)

Right

3222

Denotes the customer considered the primary owner for the account that was credited. This field is zero-padded on the left side.
Example: 0008309285

To Subcategory

string (50)

Left

3232

The caller-specified subcategory to which the customer account that was credited belongs.

To Tag

string (50)

Left

3282

A caller-specified, unique identifier for the customer account that was credited.

Type

string (50)

Left

3332

A human-readable representation of the type of transaction that caused this event.

Type Code

string (6)

Left

3382

The typeCode of the transaction object.

Event Type ID

integer (10)

Right

3388

The Event Type Id of event that occurred.

Network Provider Type ID

integer (1)

Left

3398

The id of card's network provider.

• 1: Shazam
• 2: VisaDps

Point Of Service Pan Entry Mode

string (2)

Left

3399

Useful when determining how the PAN was entered.

• 00: Unspecified
• 01: Manual
• 02: Magnetic stripe
• 03: Optical Code
• 04: OCR
• 05:Integrated circuit card
• 06: Manual (key-entered)
• 07: Contactless chip transaction using chip data rules
• 90: Full magnetic stripe read

Point Of Service PIN Entry Mode

string (1)

Left

3401

Useful when determining how the PIN was entered.

• 0: Unspecified
• 1: PIN entry capability
• 2: No PIN entry capability
• 6: PIN pad inoperative

CVV2 Presence Indicator

string (1)

Left

3402

CVV2 Presence Indicator

• 0: CVV2 Value is deliberately bypassed or is not provided by the merchant
• 1: CVV2 Value is present
• 2: CVV2 Value is on the card but is illegible
• 9: Cardholder states that the card has no CVV2 imprint

CVV2 Result

string (1)

Left

3403

CVV2 Result

• M: Match
• N: No Match
• P: Not Processed
• S: CVV2 should be on the card, but the merchant has indicated that CVV2 is not present
• U: Issuer is not certified and/or has not provided Visa with the encryption keys

Token

string (19)

Left

3404

Payment Account Reference Number (PAR) with a maximum length of 29. This field only applies if PrivatelyDefinedData_ProcessingFlags=T

Token Assurance Level

string (2)

Left

3423

Cardholder Verification Method. This field only applies if PrivatelyDefinedData_ProcessingFlags=T.

• 1: Unknown
• 2: None
• 3: Signature
• 4: Online PIN
• 5: Offline PIN or Passcode
• 6: Cardholder Device Code
• 7: Fingerprint biometric verified by cardholder device
• 8: Cardholder device pattern

Digital Wallet Token Requestor Type ID

integer (2)

Right

3425

Digital Commerce Indicator. This field only applies if PrivatelyDefinedData_ProcessingFlags=T.

• 01: Visa Digital Commerce
• 10: Apple Pay
• 20: Google Pay
• 30: Samsung Pay
• 40: Visa Checkout (Click to Pay)
• 50: Facebook
• 60: Netflix
  Note: Other tokenized merchants may be undefined

Token Expiration Date

string (4)

Left

3427

The year and month the token expires (YYMM). This field only applies if PrivatelyDefinedData_ProcessingFlags=T

Payment Account Reference Number

string (29)

Left

3431

The Payment Account Reference Number

Message Type Indicator

string (4)

Left

3460

The four-digit message type identifier from the original request message.

Output Message Type Indicator

string (4)

Left

3464

The four-digit message type identifier from the response message.

Output Response Code

string (2)

Left

3468

The two-digit status code from the response message sent by Helix.

System Trace Audit Number

string (6)

Left

3470

The System Trace Audit Number as defined by the network provider. Useful when interfacing with the network provider's support tools or staff.

Acquirer Institution Country Code

string (3)

Left

3476

3 digit numeric code for the country where the acquiring institution is located.

Authorization Identification Response

string (12)

Left

3479

The authorization code for the transaction.

Response Code

string (2)

Left

3491

The code that defines the disposition of a message when present in a response, advice, or reversal.

• 00: Approved or completed successfully
• 01: Refer to card issuer
• 02: Refer to card issuer, special conditions
• 03: Invalid merchant
• 04: Pick-up card
• 05: Do not honor
• 06: Error
• 07: Pick-up card, special conditions
• 08: Honor with identification
• 09: Request in progress
• 10: Approved for partial amount
• 11: Approved (VIP)
• 12: Invalid transaction
• 13: Invalid amount
• 14: Invalid card number (no such number)
• 15: No such issuer
• 16: Approved, update Track 3
• 19: Re-enter transaction
• 20: Invalid response
• 23: Unacceptable transaction fee
• 24: File update not supported by receiver. Use only in 03xx messages.
• 25: Unable to locate record on file. Use only in 03xx messages.
• 26: Duplicate file update record, no action. Use only in 03xx messages.
• 27: File update field edit error. Use only in 03xx messages. See Field 44 - Additional Response Data to determine the field number in error.
• 28: File update record locked out. Use only in 03xx messages
• 29: File update not successful, contact acquirer. Use only in 03xx messages.
• 30: Format error. See Field 44 - Additional Response Data to determine the field number in error.
• 31: Bank not supported by switch
• 33: Expired card, pick-up
• 34: Suspected fraud, pick-up
• 35: Card acceptor contact acquirer, pick-up
• 36: Restricted card, pick-up
• 37: Card acceptor call acquirer security, pick-up
• 38: Allowable PIN tries exceeded, pick-up
• 39: No credit amount
• 40: Requested function not supported
• 41: Lost card, pick-up
• 42: No universal account
• 43: Stolen card, pick-up
• 44: No investment account
• 45: Check Rejected - NSF
• 46: Check Rejected - Stop Payment
• 47: Check Rejected - Two Signatures Required
• 48: Check Rejected - Closed Account
• 49: Check Rejected - Other Reason
• 50: Check Rejected - Hold on Funds
• 51: Insufficient funds
• 52: No checking account
• 53: No savings account
• 54: Expired card
• 55: Incorrect PIN
• 56: No card record
• 57: Transaction not permitted to cardholder
• 58: Transaction not permitted to terminal
• 59: Suspected fraud
• 60: Card acceptor contact acquirer
• 61: Exceeds amount limit
• 62: Restricted card
• 63: Security violation
• 65: Exceeds frequency limit
• 66: Card acceptor call acquirer security
• 67: Hard capture, pick-up
• 75: Allowable number of PIN tries exceeded
• 76: Key synchronization error
• 87: Check already posted
• 88: Information not on file
• 89: Card verification value (CVV) verification failed (no pickup)
• 90: Cutoff is in progress
• 91: Issuer or switch is inoperative
• 92: Financial institution or intermediate network unknown for routing
• 93: Transaction cannot be completed, violation of law
• 94: Duplicate transaction
• 96: System malfunction
• D1 - NSF - Overdraft Fee Eligible
• LK: Cardholder Blocked
• R0 - Payment Cancellation Order
• R1: Revocation of Authorization Order
• R3: Preauthorized Payment Revocation Order (block all recurring transactions for closed account)
• X4: Consumer Transaction Controls Decline

PIN Validation Code

string (1)

Left

3493

Indicates whether the entered PIN was Valid (1).

Additional Amounts Purchase

integer (10)

Right

3494

The amount of the partial pay. This field is zero-padded on the left side, and two decimals will be assumed. e.g.: 000000000000832 represents an amount of $8.32.

Additional Amounts Gratuity

int (10)

Right

3504

The amount of gratuity provided when the transaction occurred. This field is zero-padded on the left side, and two decimals will be assumed. e.g.: 000000000000832 represents an amount of $8.32.

Advice Originator Code

string (1)

Left

3514

Advice Reason Codes

0: Not an advice
1: Advice originated by card acceptor
2: Advice originated by acquirer
3: Advice originated by stand-in agent

Advice Reason Code

string (1)

Left

3515

0: Not an advice (forced post)
1: Timed-out request message
2: Issuer not available (in delay)
3: Issuer signed off (logged off)
4: Within business agreement
6: POS merchant authorization
8: Encryption key not established
9: AFD Completion Advice
A: Merchant Fraud Assessment Service Decline
E: Batch clearing from dual-message (online authorization, followed by batch file clearing) merchant
H: Clearing of an authorized transaction
j: Visa payment fraud disruption block

Privately Defined Data Issuer Network ID Code

string (3)

Left

3516

Privately Defined Data Additional Transaction Element Fallback Indicator

string (1)

Left

3519

Indicates whether the transaction was processed as magnetic stripe even though the card and terminal are EMV capable.

Privately Defined Data Processing Flag Special Transaction Indicator

string (1)

Left

3520

The special transaction indicator

• A: Payment Account Status Inquiry (ASI) Transaction
• B: Token account verification
• C: Cloud based payment/HCE
• D: Device Binding
• F: Fast identity online (FIDO™) authentication
• T: Tokenized Message
• V: Verified by Visa enrollment authorization request
• blank: No special transaction considerations

Privately Defined Data Processing Flag ISA Indicator

string (1)

Left

3521

Visa International Service Assessment, used to indicate whether a transaction is single or multi-currency.

• C: Single Currency ISA (0.8%)
• S: Multi-Currency ISA (1.0%)
• R: ISA assessed and rebated
• blank: Transaction does not qualify for fee assessment.

Privately Defined Data Processing Flag Partial AuthIndicator

string (1)

Left

3522

Transaction eligibility for Partial Authorization Indicator

• Y: Acquirer supports a partial authorization for transaction
• blank: Acquirer does not support a partial authorization for transaction

Privately Defined Data Risk Data Score Source

string (1)

Left

3523

Defines the Falcon processing option used. Valid values:
-0: No Falcon processing
-1: Online
-2: Online Plus
-3: Real-Time

Privately Defined Data Risk Data Score Value

string (4)

Left

3524

Numeric score generated by Falcon ranging from 0000 to 0999. Higher score indicates a greater likelihood of fraud. If the card is currently in fraud monitoring suppression, the Score Value is 9998 or 9999. This field is populated for Falcon Real-Time transactions only.

Privately Defined Data Risk Data Response Code

string (1)

Left

3528

Response code generated by Falcon Expert. Valid values:

• 0: No response code generated
• 1: Approve
• 2: Decline
• 3: Refer
• 4: Approve with identification
• 5: Pick up card
• blank: Card is currently in fraud monitoring suppression

Privately Defined Data Risk Data Falcon Reason 1

string (2)

Left

3529

Falcon Reason 1

• 00: No Code
• 01: Unusual Time
• 02: Unusual MCC
• 03: High Risk MCC
• 04: Suspicious High Dollar
• 05: Suspicious Dollar Amounts
• 06: Suspicious Geographic
• 07: Suspicious Apprv Decln
• 08: Suspicious Auth Velocity
• 09: Suspicious Post Velocity
• 10: Suspicious Transaction Type
• 11: Suspicious Account Info
• 12: Suspicious Keyed Activity
• 13: High Risk Keyed Activity
• 14: Suspicious ATM Cash
• 15: Suspicious non-ATM Cash
• 16: Suspicious Cash
• 17: Suspicious Phone
• 18: Suspicious Unattended Gas
• 19: Suspicious CAT Activity
• 20: High Risk MCC Amount
• 21: Suspicious Foreign Activity
• 22: CVV Expiration Date Mismatch
• 51: Suspicious Payment Activity
• 52: Suspicious Payment Amount
• 53: Suspicious Payment Amount Nums
• blank: Card is currently in fraud monitoring suppression

Privately Defined Data Risk Data Falcon Reason 2

string (2)

Left

3531

Falcon Reason 2 - See values in _FalconReason1.

Privately Defined Data Risk Data Falcon Reason 3

string (2)

Left

3533

Falcon Reason 3 - See example values in _FalconReason1.

Privately Defined Data Risk Data Visa Risk Score

string (2)

Left

3535

A value that indicates the degree of risk associated with the transaction. Higher values indicate higher authorization risk. Valid values: 01-99, blank if card is in fraud monitoring or data is not present.

Privately Defined Data Risk Data Visa Risk Reason

string (2)

Left

3537

A code that represents the logic behind the VisaRiskScore.

Privately Defined Data Risk Data Visa Risk Condition Code 1

string (2)

Left

3539

Contains a value relative to a high-risk Compromised Account Management System (CAMS) event.

Privately Defined Data Risk Data Visa Risk ConditionCode 2

string (2)

Left

3541

Contains the Compromised Event Reference (CER) ID assigned to a significant CAMS event.

Privately Defined Data Risk Data Visa Risk Condition Code 3

string (2)

Left

3543

Reserved for future release

Privately Defined Data Risk Data VAA Condition Code 1 Rank

string (2)

Left

3545

Grouping value assigned to VAA Risk Condition Code 1.

• 0: Low Risk for Fraud
• 1: Medium Risk for Fraud
• 2: High Risk for Fraud
• blank: Card is currently in fraud monitoring suppression

Privately Defined Data Risk Data RTD Result Code

string (1)

Left

3547

The Real Time Decisioning result code.

• D: Transaction declined by RTD
• R: Transaction referred b RTD
• blank: No RTD result code provided

Privately Defined Data Risk Data Travel Status Indicator

string (1)

Left

3548

Describes the cardholder's travel status.

• A: Cardholder may be traveling, destination matches
• B: Cardholder may be traveling, destination unknown
• blank: Card is currently in fraud monitoring suppression

Text Info

string (255)

Left

3549

Contents will vary based on ISO message type.

Track 2 Data Service Code

string (3)

Left

3804

The Service Code encoded on Track 2 of the magnetic stripe

Retrieval Reference Number

string (12)

Left

3807

The Retrieval Reference Number as defined by the network provider. Useful when interfacing with the network provider's support tools or staff.

Network Management Information Code

string (3)

Left

3819

Falcon Case Status

string (255)

Left

3822

Falcon Case Status Possible values:

• ACTIVE
• OPEN
• CLOSED

Falcon Case Sub Status

string (255)

Left

4077

Falcon Case Sub Status Possible values:
-CONFIRMED_FRAUD
-UNABLE_NOT_FRAUD
-ACTIVE_CASE_SUBSTATUS_DLR_IVR_DISCONNECT
-ACTIVE_CASE_SUBSTATUS_DLR_SMS_FRD_CNFD
-ACTIVE_CASE_SUBSTATUS_CCS_TO_ANALYST
-ACTIVE_CASE_SUBSTATUS_DLR_EML_FRD_CNFD
-ACTIVE_CASE_SUBSTATUS_CCS_LEFT_MESSAGE
-ACTIVE_CASE_SUBSTATUS_DLR_ACTIVE
-ACTIVE_CASE_SUBSTATUS_CCS_OPEN
-NOT_FRAUD
-ACTIVE_CASE_SUBSTATUS_DLR_IVR_FRD_CNFD
-UNABLE_CONFIRMED_FRAUD
-ACTIVE_CASE_SUBSTATUS_SMS_CALL_REQUEST
-ACTIVE_CASE_CALLBACK
-ACTIVE_CASE_SUBSTATUS_CCS_NO_CONTACT
-ACTIVE_CASE_SUBSTATUS_VIP
-ACTIVE_CASE_INVESTIGATION

Falcon Block Code

string (255)

Left

4332

One or more can be present as a result of case updates. Possible values:
-VRU_FRAUD_BLOCK_SERVICE\|
-NO_BLOCK_SERVICE|
-REMOVE_BLOCK_SERVICE\|
-TEMPORARY_BLOCK_SERVICE\|
-FRAUD_BLOCK_SERVICE|
-VRU_REMOVE_BLOCK_SERVICE\|
-CASE_ACTION_TYPE_SERVICE_CCS_BAD_PHONE\|
-REMOVE_BLOCK_SERVICE|
-VRU_REMOVE_BLOCK_SERVICE\|

Falcon Fraud Code

string (255)

Left

4587

The Falcon Fraud Code only populated when the case has a sub status of CONFIRMED_FRAUD. Possible values:
-CASE_FRAUD_TYPE_MAIL_PHONE_FRD
-CASE_FRAUD_TYPE_SKIMMING_FRD
-CASE_FRAUD_TYPE_PHISH
-CASE_FRAUD_TYPE_ID_THEFT
-CASE_FRAUD_TYPE_APP_FRD
-CASE_FRAUD_TYPE_INT_ORDER_FRD
-CASE_FRAUD_CHCK_FRD_AP_CUST_VICT
-CASE_FRAUD_TYPE_VISA_STOLEN
-CASE_FRAUD_TYPE_NON_RECEIPT
-CASE_FRAUD_CHCK_FRD_CUST_RESP
-CASE_FRAUD_DEP_BAD_CRDT_OVDRFT
-CASE_FRAUD_TYPE_FRIENDLY_FRD
-CASE_FRAUD_TYPE_ZERO_LOSS_FRD
-CASE_FRAUD_TYPE_SCAMFRD
-CASE_FRAUD_TYPE_NMBR_PRTNG
-CASE_FRAUD_TYPE_FIRST_PARTY_FRD
-CASE_FRAUD_TYPE_KIDNAP
-CASE_FRAUD_TYPE_CHECK_KITING
-CASE_FRAUD_CHCK_FRD_CUST_VIST
-CASE_FRAUD_TYPE_CNTRFIT_FRD
-CASE_FRAUD_DEP_BAD_ADVNC
-CASE_FRAUD_TYPE_OTHER
-CASE_FRAUD_TYPE_VISA_LOST
-CASE_FRAUD_TYPE_LOST_STOLEN
-CASE_FRAUD_TYPE_CONV_CHECK_FRD
-CASE_FRAUD_TYPE_TAKEOVER_FRD
-CASE_FRAUD_DEP_FRD_INT_EMP
-CASE_FRAUD_TYPE_MALWARE
-CASE_FRAUD_TYPE_SIM_RLTD
-CASE_FRAUD_TYPE_SEF

Transaction Fee Amount

integer (10)

Right

4842

The Total Transaction Fee Amount contains the surcharge amount.

Settlement Fee Amount

integer (10)

Right

4852

The Settlement Fee Amount contains the surcharge amount in the issuer's currency.

Additional Fees CCA

integer (10)

Right

4862

Additional Fees ICA

integer (10)

Left

4872

Card Acceptor Region Code

string (2)

Left

4882

The region code of the card acceptor.

Card Acceptor Country Code

string (2)

Left

4884

The country code of the card acceptor.

National Point Of Service Condition Terminal Unattended

string (1)

Left

4886

Terminal Unattended

• 0: Attended
• 1: Unattended

National Point Of Service Condition Terminal Operator

string (1)

Left

4887

Terminal Operator

• 0: Customer operated
• 1: Card acceptor-operated
• 2: Administrative

National Point Of Service Condition Terminal Premises

string (1)

Left

4888

Terminal Premise

• 0: On premise
• 1: On premise
• 3: Electronic commerce

National Point Of Service Condition Card Presentation

string (1)

Left

4889

Presentation Type

• 0: Customer present
• 1: Customer not present
• 2: Mail/Telephone Order
• 4: Recurring transaction
• 5: Installment Payment
• 6: Account top up
• 7: Pre-authorized purchase
• 9: Single transaction for Mail/telephone Order

National Point Of Service Condition Card Presence

string (1)

Left

4890

Card Presence

• 0: Card present
• 1: Card not present
• 8: Pre-authorized purchase

National Point Of Service Condition Card Retention

string (1)

Left

4891

Card Retention

• 0: Device does not have card retention capability
• 1: Device has card retention capability

National Point Of Service Condition Card Transaction

string (1)

Left

4892

Card Transaction

• 0: Original transaction/clearing
• 1: Incremental authorization
• 2: Delayed charges
• 3: No show
• 4: Merchant authorized transaction
• 5: Resubmission
• 6: Reauthorization

National Point Of Service Condition Security Condition

string (1)

Left

4893

Security Condition

• 0: No security concern
• 1: Suspected fraud
• 2: Identification verified
• 3: Secure Electronic Commerce transaction
• 4: Non-authorized security transaction at a 3-D Secure capable merchant. Merchant attempted to authenticate the cardholder using 3-D Secure.
• 5: Non-authenticated security transaction
• 6: Non-secure transaction
• 7: Non-authenticated security transaction at a SET capable merchant
• 8: CVV, dynamic CVV, or iCVV validated and valid
• 9: CVV, dynamic CVV, or iCVV validated and invalid

National Point Of Service Condition Terminal Type

string (2)

Left

4894

Terminal Type

• 00: Administrative terminal
• 01: POS terminal
• 02: ATM
• 03: Home terminal
• 04: ECR
• 05: Dial terminal
• 06: Travelers check machine
• 07: Fuel machine
• 08: Scrip machine
• 09: Coupon machine
• 10: Ticket machine
• 11: Point-of-banking terminal
• 12: Teller
• 13: Franchise teller
• 14: Personal banking
• 15: Public utility
• 16: Vending
• 17: Self-service
• 18: Authorization
• 19: Payment
• 20: VRU
• 21: Smart phone
• 22: Interactive television
• 23: Personal Digital Assistant (PDA)
• 24: Screen Phone
• 25: Internet terminal
• 26: MICR terminal
• 27: Mobile acceptance solution

National Point Of Service Condition Terminal Entry Capability

string (1)

Left

4896

Terminal Entry Capability Mode

• 0: Unknown
• 1: Manual/no terminal
• 2: Magnetic stripe read
• 3: QR code
• 4: OCR
• 5: ICC
• 6: Key entered
• 9: File
• S: MICR reader
• T: Contactless
• U: Contactless via Mag Stripe Rules

Privately Defined Data Transaction Level Credential On File Indicator

string (1)

Left

4897

Indicates whether a Credential on File is present.

• Y: Credential on File
• N: Not a Credential on File

Privately Defined Data Transaction Level Cryptocurrency Purchase Indicator

string (1)

Left

4898

Identifies Visa transactions used to purchase cryptocurrency.

• Y: Purchase of Cryptocurrency
• N: Not a Purchase of Cryptocurrency or digital currency
• 1: Purchase of Central Bank Digital Currency (CBDC) or Tokenized Deposits
  -2: Purchase of Stablecoin (Flat-backed)
  -3: Purchase of Blockchain Native Token/Coin
  -4: Purchase of Non-Fungible Token (NFT)

AVS Result

string (1)

Left

4899

Current Address Verification Service Results:

• A: AVS street address only (partial match)
• N: AVS non-match
• R: AVS indeterminate outcome (retry)
• U: AVS unable to verify
• Y: AVS full match
• Z: AVS postal/ZIP code only (partial match)
  Retired Address Verification Service Results as of 6/2023:
• B: Street address match for international transaction, but postal code not verified due to incompatible formats
• C: Street address and postal code not verified for international transaction due to incompatible formats
• D: Street address and postal code match for international transaction
• G: Address information not verified for international transaction. Issuer is not an AVS participant, or AVS data was present in the request but issuer did not return an AVS result, or Visa performs AVS on behalf of the issuer and there was no address record on file for this account.
• I: Address information not verified
• M: Street address not verified
• P: Postal code match for international transaction, but street address not verified due to incompatible formats

Card Control Tag

string (50)

Left

4900

Tag of the card control that was evaluated against this authorization.

Card Control Rule Tag

string (50)

Left

4950

Tag of the rule that matched this authorization.

Card Control Rule Source

string (8)

Left

5000

Source of the card control rule that matched this authorization. Possible values:

• Customer
• Program
• NULL

Card Control Result

integer (1)

Left

5008

Result of executing the matched card control rule. Possible values:
0: Declined
1: Allowed
NULL: Non-matched control or rule

In Auth Helix Result

integer (2)

Right

5009

Helix result from In Auth processing. Possible values:
1: Success
2: Error
3: Timeout
4: Customer token not set
5: Program HTTP error
6: Unknown timeout

In Auth Program Result

integer (2)

Right

5011

Program result from In Auth processing. Possible values:
1: Approve
2: Decline
3: Abstain

In Auth Program Response Duration in MS

integer (10)

Right

5013

Program response duration in milliseconds for In Auth.

Tap To Phone Indicator

string (4)

Right

5023

Tap to Phone Indicator result. Possible values:
0001: Tap-to-Phone Indicator

Lock Status

integer (1)

Left

5027

Card lock status. Possible values:
0: Unlocked
1: Locked

Lock Reason Type Code

string (3)

Left

5028

The reason the lock was applied to the card. Possible values:
UNK: Unknown
STL: Stolen
LST: Lost
FRD: Suspected Fraud
DMG: Physical Damage
ADM: Administrative**
TMP: Temporary
PIN: PIN Retries Exceeded**

• Can be set via /card/hotlist API endpoint only. Cannot be subsequently unlocked.
• * Can be set via Helix Admin Console or background processing only

Lock Type Code

string (3)

Left

5031

The type of lock applied to the card. Possible values:
UNL: Unlocked
CST: Customer Locked (locked via the API, or, if a Helix Admin Console user specifies the lock can be unlocked by the customer via the API)
SYS: System Locked (locked via Helix Admin Console or an automated process; the Helix Admin Console user-specified customer should not be able to unlock it via the API or the network provider deemed the card is locked and was reflected as such in Helix) Note: customers can unlock most CST locks but none of the SYS locks. See /card/unlock for more details

Visa Transaction ID

string (15)

Left

5034

The Visa DPS original transaction identifier

Transaction Local Date

string (4)

Left

5049

The local month and day the transaction takes place at the card acceptor location

Transaction Local Time

string (6)

Left

5053

The time the transaction takes place as expressed in the local time of the card acceptor location

Privately Defined Data Risk Data Mastercard Fraud Score

string (3)

Left

5059

Available if client participates in a Mastercard or non-Visa Network Fraud Scoring service.
Valid value: 000-999, XXX, or ZZZ
Values:
000: Actual score (where 999 is more likely to be fraudulent than a score of 000)
XXX: Unable to return scores
ZZZ: Fraud server is unavailable

Privately Defined Data Risk Data Mastercard Risk Condition 1

string (2)

Left

5062

Available if client participates in Mastercard Fraud Scoring service.

Values:
NL: (Network Monitor Alert Only)
NM: (Network Monitor)
XX: Suspicious transaction
YY: Four or more swiped transactions on a self-service terminal in the past two days
ZZ: Suspicious activity during the past three days

Privately Defined Data Risk Data Mastercard Risk Condition 2

string (2)

Left

5064

Available if client participates in Mastercard Fraud Scoring service.

Values:
00: No suspicious activity
01: Suspicious pattern of transaction amounts–cardholder
02: Suspicious pattern of account activity at device or merchant
03: Suspicious pattern of geographical distances between transaction locations
04: Unusual amount or number of transaction fees
05: Unusual transaction frequency–account
06: Suspicious geographic location of transactions
07: Suspicious pattern of transaction merchant categories–account
08: Unusual/Suspicious pattern of transaction amounts–device
09: High/Unusual transaction frequency–device
10: Suspicious pattern of transaction time
11: Unusual/abnormal transmitted data

Privately Defined Data Risk Data Mastercard Fraud Score Reason

string (2)

Left

5066

Available if client participates in Mastercard Fraud Scoring service.

Values:
00: No suspicious activity
01: Suspicious pattern of transaction amounts–cardholder
02: Suspicious pattern of account activity at device or merchant
03: Suspicious pattern of geographical distances between transaction locations
04: Unusual amount or number of transaction fees
05: Unusual transaction frequency–account
06: Suspicious geographic location of transactions
07: Suspicious pattern of transaction merchant categories–account
08: Unusual/Suspicious pattern of transaction amounts–device
09 High/Unusual transaction frequency–device
10: Suspicious pattern of transaction time
11: Unusual/abnormal transmitted data

Context ID

string (36)

Right

5068

Globally unique identifier (GUID) for card message (correlationIdfor In Auth)

Cardholder Customer ID

integer (10)

Right

5104

Identifies the business customer performing card transactions on a business account with multiple cardholders

RSM Rule ID

string (8)

Left

5114

Identifies the Falcon Risk Services Manager (RSM) rule that applied to the declined transaction

In Auth Reason Code

string (128)

Right

5122

Reason code specified by the client in the in-auth response message.

Card Issuance Type

string (56)

Left

5250

Identifies the type of card issuance. Valid values are:
Physical
Digital with Physical
Digital without Physical
Virtual

Transaction Currency Code

string (3)

Left

5306

The currency used in transaction amount and transaction fee amount and contains a code defining the local currency of the acquirer or source location of the transaction.

Transaction Amount

decimal (10)

Right

5309

Funds requested by the cardholder in the local currency of the acquirer or source location of the transaction, not including transaction fee amounts.

Settlement Amount

decimal (10)

Right

5319

Amount to be transferred between the acquirer and the issuer.

Settlement Conversion Rate

decimal (10)

Right

5329

The factor used in the conversion from the transaction amount to settlement amount set by the acquirer.

Transmission Date Time

string (10)

Left

5339

Date and time the request was submitted.

Acquirer Institution ID

string (11)

Left

5349

Identifies the acquiring institution’s institution identification code (IID).

Privately Defined Data Transaction Level 3DS Indicator

string (1)

Left

5360

Identifies the version and authentication method.

Large Private Data Ecommerce 3DS Browser IP address

string (45)

Left

5361

IP address of the browser as returned by the hypertext transfer protocol (HTTP) headers to the 3D Secure (3DS) requestor

Large Private Data Ecommerce 3DS App IP address

string (45)

Left

5406

IP address that is the device public IP address used by the 3DS requestor application when it connects to the 3DS requestor environment

Large Private Data Ecommerce 3DS Device ID

string (64)

Left

5451

Identifier linked to a device that is consistent across 3DS transactions for the specific user device

Large Private Data Ecommerce 3DS Device Type

string (2)

Left

5515

Indicates device type

Large Private Data Ecommerce CAVV Type

string (2)

Left

5517

Indicates the Cardholder Authentication Verification Value (CAVV) type for Visa Secure (3D Secure) card-not-present transactions

National Additional Data Secure Authentication Result Code

string (2)

Left

5519

Indicates the outcome of the 3D Secure (3DS) authentication process

National Additional Data Authentication Method

string (2)

Left

5521

Identifies Fast IDentity Online (FIDO™) authentication

National Additional Data CAVV Key Indicator

string (2)

Left

5523

Indicates the Cardholder Authentication Verification Value (CAVV) generated during Visa Secure (3D Secure) authentication that confirms a cardholder's authorization in online transactions

National Additional Data CAVV 3DS Result Code

string (2)

Left

5525

Indicates the outcome of a cardholder's authentication attempt, often part of 3D Secure (3DS) protocol