Nacha Return Codes
| Code | Description | External account | Helix customer and Helix account |
|---|---|---|---|
| R01 | Insufficient Funds | Open | Open |
| R02 | Account Closed | Locked | Open |
| R03 | No Account / Unable to Locate Account | Locked | Open |
| R04 | Invalid Account Number Structure | Locked | Open |
| R05 | Unauthorized Consumer Debit using Corporate SEC Code | Locked when GlobalAccountAccessEnabled is false | Locked when GlobalAccountAccessEnabled is false |
| R06 | ODFI-requested Return | Open | Open |
| R07 | Customer-revoked Authorization | Locked when GlobalAccountAccessEnabled is false | Locked when GlobalAccountAccessEnabled is false |
| R08 | Payment Stopped | Open | Open |
| R09 | Uncollected Funds | Open | Open |
| R10 | Originator not known and/or not authorized to Debit Receiver’s Account | Locked when Open when | Locked when Open when |
| R11 | Customer advises not within Authorization Terms | Locked when Open when | Locked when Open when |
| R12 | Account Sold to Another DFI | Locked | Open |
| R13 | Invalid ACH Routing Number | Locked | Open |
| R14 | Representative Payee Deceased or Unable to Continue in That Capacity | Open | Open |
| R15 | Beneficiary or Account Holder (Other Than a Representative Payee) Deceased | Open | Open |
| R16 | Account Frozen / Entry Returned per OFAC Instruction | Open | Open |
| R17 | File Record Edit Criteria / Entry with Invalid Account Number Initiated Under Questionable Circumstances / Return of Improperly - Initiated Reversal | Locked when Open when | Open |
| R18 | Improper Effective Entry Date | Open | Open |
| R19 | Amount Field Error | Open | Open |
| R20 | Non-Transaction Account | Locked | Open |
| R21 | Invalid Company Identification | Open | Open |
| R22 | Invalid Individual ID Number | Open | Open |
| R23 | Credit Entry Refused by Receiver | Locked | Open |
| R24 | Duplicate Entry | Open | Open |
| R25 | Addenda Error | Open | Open |
| R26 | Mandatory Field Error | Open | Open |
| R27 | Trace Number Error | Open | Open |
| R28 | Routing Number Check Digit Error | Open | Open |
| R29 | Corporate Customer Advises Not Authorized | Open | Open |
| R30 | RDFI Not Participant in Check Truncation Program | Open | Open |
| R31 | Permissible Return Entry (CCD and CTX only) | Open | Open |
| R32 | RDFI Non-Settlement | Open | Open |
| R33 | Return of XCK Entry | Open | Open |
| R34 | Limited Participation DFI | Open | Open |
| R35 | Return of Improper Debit Entry | Open | Open |
| R36 | Return of Improper Credit Entry | Open | Open |
| R37 | Source Document Presented for Payment | Open | Open |
| R38 | Stop Payment on Source Document | Open | Open |
| R39 | Improper Source Document / Source Document Presented for Payment | Open | Open |
| R40 | Return of ENR Entry by Federal Government Agency | Open | Open |
| R41 | Invalid Transaction Code | Open | Open |
| R42 | Routing Number/ Check Digit Error | Open | Open |
| R43 | Invalid DFI Account Number | Open | Open |
| R44 | Invalid Individual ID Number / Identification Number | Open | Open |
| R45 | Invalid Individual Name/ Company Name | Open | Open |
| R46 | Invalid Representative Payee Indicator | Open | Open |
| R47 | Duplicate Enrollment | Open | Open |
| R50 | State Law Affective RCK Acceptance | Open | Open |
| R51 | Item Related to RCK Entry Is Ineligible or RCK Entry is Improper | Open | Open |
| R52 | Stop Payment on Item Related to RCK Entry | Open | Open |
| R53 | Item and RCK Entry Presented for Payment | Open | Open |
| R61 | Misrouted Return | Open | Open |
| R62 | Return of Erroneous / Reversing Debit | Open | Open |
| R67 | Duplicate Return | Open | Open |
| R68 | Untimely Return | Open | Open |
| R69 | Field Error(s) | Open | Open |
| R70 | Permissible Return Entry Not Accepted / Return Not Requested by ODFI | Open | Open |
| R71 | Misrouted Dishonored Return | Open | Open |
| R72 | Untimely Dishonored Return | Open | Open |
| R73 | Timely Original Return | Open | Open |
| R74 | Corrected Return | Open | Open |
| R75 | Return Not a Duplicate | Open | Open |
| R76 | No Errors Found | Open | Open |
| R77 | Non-Acceptance of R62 Dishonored Return | Open | Open |
| R80 | IAT Entry Coding Errors | Open | Open |
| R81 | Non-Participant in IAT Program | Open | Open |
| R82 | Invalid Foreign Receiving DFI Identification | Open | Open |
| R83 | Foreign Receiving DFI Unable to Settle | Open | Open |
| R84 | Entry Not Processed by Gateway | Open | Open |
| R85 | Incorrectly Coded Outbound International Payment | Open | Open |
Updated 11 months ago