Environment Differences

API Domain

ID Verification

Consult documentation provided at program registration time for specific "fake" customer information that works successfully via sandbox

Provide customer's actual personally identifiable information

Tax ID

Multiple customers may have the same taxId (allows for easier testing)

Each customer must have a unique taxId

Customer Registration

No limit to number of failed customer registrations for a given taxId in any timeframe

A default limit of 2 failed customer registrations for a given taxId in a 48 hour timeframe (configurable)

Customer Tags

Uniqueness of tag on the customer object is not enforced

Uniqueness of tag on the customer object is enforced among customers with the following statuses: Active, Initiated, Manual Review, Verified.

Debit Card Transactions

Not supported

Supported

Product IDs

Each product's productId will be different in sandbox vs production

Each product's productId will be different in sandbox vs production

Changing Product IDs

Changing the productId of an account via /account/update happens instantly

Changing the productId of an account via /account/update may take up to 24 hours to take affect

Routing Number Verification

The "magic value" of 123456789 for routingNumber may be used for easy testing. The externalAccount's name property will be set to COREPRO SANDBOX BANK

An actual valid routing number must be provided. "Valid" is defined by performing a real-time lookup based on the Federal Reserve data file.

External Account Verification

Trial deposit amounts are hardcoded to $0.18 and $0.28 for easy testing. Can be verified immediately via /externalAccountVerify

Trial deposits are two random amounts between $0.01 and $0.49 inclusive. Must be verified at a later date by calling /externalAccountVerify

Depositing from External Accounts

Automatically settles every hour on the hour, give or take 5 minutes. Funds are available immediately after settling

Settles following the Transfer Timeline . Funds are available depositAvailableDays after settlement occurs. See /program/get for details.

ODFI ACH Transfers

ACH transfers initiated via the /transfer/create endpoint are initially set to status=Pending before being changed to status=Settled when the ~hourly settlement job runs.

ACH transfers initiated via the /transfer/create endpoint are initially set to status=Initiated. They are then moved to status=Pending once the daily ACH cutoff time is reached and helix writes the transactions into an ACH file for delivery to the Fed for processing. Transactions will move to status=Settled according to the Transfer Timeline .

ACH Files

Not supported

Supported